Car Loan
Personal LoansData Sharing Status
Own the car, motorbike, caravan or motorhome you want sooner.
- From
- 7.24%
- 7.89% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable $5,000 & above | 7.24% | 7.89% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $175.00 |
| Vehicle Security Registration | Upfront | $40.21 |
| Redraw Fee | Transaction | $25.00 |
| Contract Variation/Consent Fee | Event | $175.00 |
| Loan Administration Fee Charged monthly | Ongoing | $5.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Loan Administration Fee Charged monthly | Ongoing | $5.00 |
| Guarantee Establishment Fee | Upfront | $175.00 |
Features
- Digital banking
- Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Extra repayments
- Unlimited extra repayments
- Guarantor supported
- Notifications — Event based notifications.
- Real-time payments (NPP)
- PayID
- Set up a pay ID to receive lightning fast payments.
- Save on paper, receive and view your statements online with eStatements.
Eligibility
- Minimum age — 17 years
- Individuals only
- Lending criteria apply.
- Residency status — A Permanent Australian Resident including those working overseas.
Constraints
- Maximum limit — $100,000.00
- Minimum limit — $5,000.00
More Information
Published by Summerland Bank under the Consumer Data Right · Last updated 27 June 2026 · Product ID 46 · View on CDR.gov.au