Everyday Overdraft
OverdraftsData Sharing Status
Access extra cash when you need it through your everyday savings account.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Establishment Fee | Upfront | $175.00 |
| Overdraft Facility Fee Charged monthly | Ongoing | $8.00 |
Features
- Digital banking
- Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Guarantor supported
- Notifications — Event based notifications.
- Real-time payments (NPP)
- PayID
- Set up a pay ID to receive lightning fast payments.
- Save on paper, receive and view your statements online with eStatements.
Eligibility
- Minimum age — 18 years
- Individuals only
- Lending criteria apply.
- Residency status — A Permanent Australian Resident including those working overseas.
Constraints
- Minimum limit — $1,000.00
More Information
Published by Summerland Bank under the Consumer Data Right · Last updated 27 June 2026 · Product ID 59 · View on CDR.gov.au · View Source Data (JSON)