---
title: "Everyday Overdraft — Summerland Bank"
description: "Overdrafts from Summerland Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/summerland-bank/products/59
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-27T16:00:40.3243706Z
---

# Everyday Overdraft — Summerland Bank

> Overdrafts from Summerland Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Overdrafts**

Access extra cash when you need it through your everyday savings account.

## Apply

Applications are handled by the provider: [Apply at Summerland Bank](https://application.summerland.com.au/nPortal__SelfRegistration?product=a0uOm000005EqqXIAS&core=es5)

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Establishment Fee | Upfront | $175.00 |
| Overdraft Facility Fee — Charged monthly | Ongoing | $8.00 |

## Features

- **Digital banking** (Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
)
- **Guarantor supported**
- **Notifications** — Event based notifications.
- **Real-time payments (NPP)**
- **PayID** (Set up a pay ID to receive lightning fast payments.
)
- **Save on paper, receive and view your statements online with eStatements.**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Lending criteria apply.**
- **Residency status** — A Permanent Australian Resident including those working overseas.

## Constraints

- **Minimum limit** — $1,000.00

## More information from Summerland Bank

- [Terms & conditions](https://www.summerland.com.au/account-access-facility-conditions-of-use)
- [Fees & pricing](https://www.summerland.com.au/loans-fees-charges)

## Data provenance

- Published by Summerland Bank under the Consumer Data Right
- Product ID: `59`
- Last updated by the provider: 27 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/summerland-bank/59
- Provider page: https://www.cdrcompare.au/brands/summerland-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000119

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/summerland-bank/products/59) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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