Low Rate Credit Card
Credit & Charge CardsData Sharing Status
Benefit from a low interest rate on purchases.
- Annual fee
- $49.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Balance transfer | 0% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| Low Rate Annual Fee Charged yearly
| Ongoing | $49.00 |
| Cash Advance Fee | Transaction | $3.50 |
Features
- Additional cards
- Card access — Low Rate Visa credit card.
- Unlimited transactions
- Unlimited Visa purchases.
- Balance transfers
- Consolidate your Credit Card Balances with a Summerland Credit Card.
- Digital banking
- Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Digital wallet — Apple Pay.
- Digital wallet — Google Pay
More Information
Published by Summerland Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 74 · View on CDR.gov.au