---
title: "Rewards Credit Card — Summerland Bank"
description: "Credit & Charge Cards from Summerland Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/summerland-bank/products/75
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-28T04:00:41.8121828Z
---

# Rewards Credit Card — Summerland Bank

> Credit & Charge Cards from Summerland Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Credit & Charge Cards**

Earn Rewards points on your everyday spend.

## At a glance

- **Annual fee:** $79.00

## Apply

Applications are handled by the provider: [Apply at Summerland Bank](https://application.summerland.com.au/nPortal__SelfRegistration?product=a0uOm000005EqqcIAC&core=es5&_gl=1*199l32e*_gcl_au*MTYyNjUxNDAwNi4xNzQwNjkxMDQ1)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Balance transfer | 0% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Rewards Annual Fee — Charged yearly · Discount −100% of fee — The discount is available for holders of a Premium Home Loan. (eligibility: Other: The discount is available for holders of a Premium Home Loan.) | Ongoing | $79.00 |
| Cash Advance Fee | Transaction | $3.50 |

## Features

- **Additional cards**
- **Card access** — Rewards Visa credit card.
- **Unlimited transactions** (Unlimited Visa purchases.)
- **Balance transfers** (Consolidate your Credit Card Balances with a Summerland Credit Card.
)
- **Digital banking** (Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
)
- **Digital wallet** — Apple Pay.
- **Digital wallet** — Google Pay
- **Interest-free period** — 55 days (Up to 55 interest free days on purchases.)
- **Interest-free transfers** — 12 months
- **Loyalty program** — Summerland Credit Card Rewards Program (Get paid to shop with Summerlands Credit Card Rewards Program. Earn one reward point for every Australian dollar spent on eligible transactions. These points are then converted into cash and paid back to you every six months. The maximum number of reward points you can earn during each 12 month period is 100,000 points. Each 12 month period is determined from your card establishment date.)
- **Notifications** — Event based notifications.
- **Real-time payments (NPP)**
- **PayID** (Set up a pay ID to receive lightning fast payments.
)
- **Save on paper, receive and view your statements online with eStatements.**

## More information from Summerland Bank

- [Overview](https://summerland.com.au/my-banking/credit-cards/)
- [Terms & conditions](https://www.summerland.com.au/detailed-credit-card-product-guide)
- [Fees & pricing](https://www.summerland.com.au/fees-charges-transaction-limits)

## Data provenance

- Published by Summerland Bank under the Consumer Data Right
- Product ID: `75`
- Last updated by the provider: 28 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/summerland-bank/75
- Provider page: https://www.cdrcompare.au/brands/summerland-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000119

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/summerland-bank/products/75) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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