
Gold Class
Transaction & Savings AccountsData Sharing Status
For those aged 65 or over or receiving a Government Aged, Veteran or Disability Pension.
- Base rate
- 2.55%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.75% | Tier_1 | monthly |
| Variable | 1.05% | Tier_2 | monthly |
| Variable | 1.7% | Tier_3 | monthly |
| Variable | 2.55% | Tier_4 | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| Easy Access Monthly Access fee Charged monthly · A discounted monthly access fee for those 65 years and older or in receipt of an Aged, Invalid or Veterans Affairs Pension. You'll receive access to our rebate scheme which could see you paying no access fee at all depending on your combined savings, investments, credit cards and loans balance. It's our way to say thanks for being a loyal customer.
| Ongoing | $6.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Deposited Cheque Item Fee | Event | Variable |
| Honour Fee | Event | $20.00 |
| Dishonour Fee | Event | $15.00 |
Features
- Card access — Link an eftpos or Visa card to the account for convenient access to your money.
- Digital banking
- Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Digital wallet — Apple Pay.
- Digital wallet — Google Pay
- Notifications — Event based notifications.
- Real-time payments (NPP)
- PayID
- Set up a pay ID to receive lightning fast payments.
Eligibility
- Individuals only
- Pension recipientsA recipient of a Government Aged, Veteran or Disability Pension may apply for this account.
- Residency status — An eligibility constraint based on residency status applies.
More Information
Published by Summerland Bank under the Consumer Data Right · Last updated 16 July 2026 · Product ID 8 · View on CDR.gov.au