---
title: "ECO Investment Home Loan — Summerland Bank"
description: "Home Loans from Summerland Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/summerland-bank/products/83
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-27T16:00:40.3243706Z
---

# ECO Investment Home Loan — Summerland Bank

> Home Loans from Summerland Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Eco Investment Home Loan

## At a glance

- **From (investment):** 6.19% (6.25% comparison)

## Apply

Applications are handled by the provider: [Apply at Summerland Bank](https://application.summerland.com.au/nPortal__SelfRegistration?product=a0uOm000005EqqMIAS&core=es5)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Investment, principal and interest repayments only. Minimum new loan amount of $150,000, with a loan to valuation ratio of 60% of less. Eligibility for new borrower specials for customers seeking both fixed and variable rates will be based on the combined loan amount.) | 6.19% | 6.25% | — |
| Variable (Investment, principal and interest repayments only. Minimum new loan amount of $150,000, with a loan to valuation ratio of 80% of less. Eligibility for new borrower specials for customers seeking both fixed and variable rates will be based on the combined loan amount.) | 6.29% | 6.35% | — |
| Variable (Investment, principal and interest, interest only loans. Minimum loan amount of $30,000.) | 6.79% | 6.85% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Loan Increase Fee | Upfront | $225.00 |
| Valuation Fee — Valuation Fee - Residential $300; Valuation Fee - Non-Residential is at cost. Includes commercial, rural & rural lifestyle properties over 30ha. | Upfront | $300.00 |
| Contract Variation/Consent Fee | Event | $300.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Guarantee Establishment Fee | Upfront | $200.00 |
| Valuation Fee - Construction — Payable in addition to the Valuation Fee - residential. | Upfront | $800.00 |
| Legal Fee — Legal Fee - residential $200; Legal Fee - Non Residential at cost. | Upfront | $200.00 |

## Features

- **Digital banking** (Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.)
- **Extra repayments** (Unlimited extra repayments)
- **Guarantor supported**
- **Notifications** — Event based notifications.
- **Real-time payments (NPP)**
- **PayID** (Set up a pay ID to receive lightning fast payments.)
- **Save on paper, receive and view your statements online with eStatements.**
- **Redraw facility** (Access additional payments made to your home loan. Minimum $500. 
)

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Lending criteria apply.**
- **The property securing the loan must meet the required sustainability criteria.**
- **Residency status** — An eligibility constraint based on residency status applies.

## Constraints

- **Minimum limit** — $30,000.00

## More information from Summerland Bank

- [Overview]( https://summerland.com.au/my-banking/home-loans/eco-home-loan)
- [Terms & conditions](https://www.summerland.com.au/account-access-facility-conditions-of-use)
- [Fees & pricing](https://www.summerland.com.au/loans-fees-charges)

## Data provenance

- Published by Summerland Bank under the Consumer Data Right
- Product ID: `83`
- Last updated by the provider: 27 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/summerland-bank/83
- Provider page: https://www.cdrcompare.au/brands/summerland-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000119

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/summerland-bank/products/83) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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