--- title: "Commercial Loans — Suncorp Bank" description: "Business Loans from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/COMMLOAN source: "CDR Compare" language: en-AU last_updated: 2026-03-18T13:00:00.000Z --- # Commercial Loans — Suncorp Bank > Business Loans from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Business Loans · Negotiable rates** Suncorp Commercial Loans are designed for businesses with a broad range of funding requirements (including business expansion, Management Letting Rights, Property Investment and Development). ## Apply Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/business-banking/lending/commercial-loan.html) ## Fees | Fee | Type | Amount | | --- | --- | --- | | Company and Title Search Fee — Payable when Suncorp Bank requires copies of these documents. Other searches will be actual cost plus $15. | Event | $50.00 | | Consent Fee — Charged on requests for Suncorp bank to provide consent (e.g. consent to lease, consent to subdivision) | Event | $250.00 | | Consent Fee - with Title Deeds — Charged when Suncorp Bank is requested to provide consent together with the production of title deeds. | Event | $300.00 | | Documentation Fee — Charged on the number of security and supporting documents that are required to be prepared. Minimum Amount for up to 3 documents. Additional documents $200 each. | Event | $600.00 | | Early Payment Interest Adjustment (EPIA) Fee — Determined at the time you break your Fixed Rate. Refer to your Letter of Offer for more detail on how the EPIA is calculated. | Other | From $0.00 | | Establishment Fee — Subject to Negotiation. Determined at application | Other | From $0.00 | | Legal Fee — Payable when we advise that we need legal advice to prepare documentation, certify or settle your facilities. Amount may vary and will be advised before proceeding. | Other | From $0.00 | | Ongoing Fees — All businesses are different, and accordingly, the cost of a business loan will differ depending on your type of business and your needs. Ongoing Fees determined at application. | Other | From $0.00 | | Progress Drawdown Fee — Payable when you request a progressive drawdown of your Term Loan facility. Determined at application. | Other | From $0.00 | | Release Fee — Payable for the number of security documents released (each). | Event | $300.00 | | Self Managed Superannuation Funds Fee — Payable if the borrower is a Self Managed Superannuation Fund and is charged for the Bank to undertake due diligence on the proposed lending structure | Upfront | $1,000.00 | | Settlement Fee — Payable for completing a settlement of your facility (per settlement). | Event | $250.00 | | Substitution of Security Fee — Payable if we agree to substitute a security for another security. Fee does not include government charges or new valuation costs. | Event | $300.00 | | Valuation Fee — Determined by the Valuer at the time of loan application. | Other | From $0.00 | | Variation Fee — Payable if you request a change to the Letter of Offer. | Event | $300.00 | ## Features - **Digital banking** - **Interest rate type: Fixed and variable interest options available** - **Repayment type: Principle and interest and interest only repayment options available** - **Term: One year up to 15 years loan terms available** - **Security: Residential, commercial or rural property security required. Business assets may also be acceptable.** - **May form part of a Business Ready Package depending on eligibility criteria.** - **Redraw facility** (Redraw available, subject to conditions and fees.) ## Eligibility - **Business customers** (You must be a registered Australian business with a current ABN or ACN.) - **Provide 2 consecutive years of financial information. This may be for a business you currently own or for a business you plan to purchase.** - **Security such as cash, residential, commercial or rural property, business assets, or a combination of these** ## More information from Suncorp Bank - [Overview](https://www.suncorpbank.com.au/business-banking/lending/commercial-loan.html) - [Terms & conditions](https://www.suncorpbank.com.au/business-banking/lending/commercial-loan.html) - [Eligibility](https://www.suncorpbank.com.au/business-banking/lending/commercial-loan.html) - [Fees & pricing](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/commercial-business-lending-fees-and-charges.pdf) ## Data provenance - Published by Suncorp Bank under the Consumer Data Right - Product ID: `COMMLOAN` - Last updated by the provider: 18 March 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/COMMLOAN - Provider page: https://www.cdrcompare.au/brands/suncorp-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/COMMLOAN) — product data published by Australian data holders under the Consumer Data Right. 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