Everyday Options Account
An easy, everyday bank account packed with extras to help you spend, save and budget better.
- Fixed rate
- 4.8%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Standard Interest on optional sub-accounts calculated daily and paid monthly. Calculated on the credit balance less any flexiRate balances. No interest is paid when account is operating in offset mode | 0.01% | — | monthly |
| Variable Standard Interest on main account calculated daily and paid 6 monthly. Calculated on the credit balance less any flexiRate balances. No interest is paid when account is operating in offset mode. | 0.01% | — | every 6 months |
| Fixed 8 Month FlexiRate. Optional flexirate feature with main and optional sub-accounts. | 2% | $1 to $1,000,000 | every 8 months |
| Fixed 7 Month FlexiRate. Optional flexirate feature with main and optional sub-accounts. | 2% | $1 to $1,000,000 | every 7 months |
| Fixed 6 Month FlexiRate. Optional flexirate feature with main and optional sub-accounts. | 3.5% | $1 to $1,000,000 | every 6 months |
Fees
| Fee | Type | Amount |
|---|---|---|
| Request for Audit Certificate per certificate | Event | $30.00 |
| Account keeping fee Charged monthly · No monthly account keeping fees | Ongoing | $0.00 |
| atmx by Armaguard network ATM withdrawals & enquiries | Withdrawal | $0.00 |
| Bank@Post Fee Free - Limits apply | Transaction | $0.00 |
| Card Replacement | Event | $0.00 |
| Copy of personal or bank cheque | Event | $12.00 |
| eStatements | Event | $0.00 |
| Foreign Currency Bank Draft - trace request or stop payment | Event | $20.00 |
Features
- Digital banking
- The flexiRate self-service feature lets you lock in a fixed interest rate for terms up to 12 months. Available in Suncorp Bank App or Internet Banking for main account and optional sub-accounts.
- Bill payment (BPAY) — BPAY
- Card access — Visa Debit Card for Ages 11-15 years
- Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay. For Visa Debit Cards issued to customers aged 11-15 years of age, we will block known gambling, adult entertainment and certain other transactions involving restricted products or services.
- Pay $0 monthly account keeping fees
- Card access — Visa Debit Card for Ages 16 and older
- Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay
Eligibility
- Minimum age — 11 yearsAccount owners must be 11 years or older
- Residency status — Account owners must be residents of Australia
- Individuals onlyAccount owners must be individuals as personal customers for personal use
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID EDO · View on CDR.gov.au