--- title: "Everyday Options Account — Suncorp Bank" description: "Transaction & Savings Accounts from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/EDO source: "CDR Compare" language: en-AU last_updated: 2026-08-21T14:00:00.000Z --- # Everyday Options Account — Suncorp Bank > Transaction & Savings Accounts from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Transaction & Savings Accounts** An easy, everyday bank account packed with extras to help you spend, save and budget better. ## At a glance - **Base rate:** 0.01% ## Apply Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/bank-and-save/everyday-accounts/options.html#application) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Variable (Standard Interest on optional sub-accounts calculated daily and paid monthly. No interest is paid when account is operating in offset mode) | 0.01% | — | monthly | | Variable (Standard Interest on main account calculated daily and paid 6 monthly. . No interest is paid when account is operating in offset mode.) | 0.01% | — | every 6 months | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Request for Audit Certificate — per certificate | Event | $30.00 | | Account keeping fee — Charged monthly · No monthly account keeping fees | Ongoing | $0.00 | | atmx by Armaguard network ATM withdrawals & enquiries | Withdrawal | $0.00 | | Bank@Post — Fee Free - Limits apply | Transaction | $0.00 | | Card Replacement | Event | $0.00 | | Copy of personal or bank cheque | Event | $12.00 | | eStatements | Event | $0.00 | | Foreign Currency Bank Draft - trace request or stop payment | Event | $20.00 | | Foreign Currency Conversion Fee (Visa Debit Transactions) — Suncorp Bank Visa Debit Transactions | Transaction | $0.00 | | Interest Certificate — previous financial year - per certificate issued | Event | $10.00 | | Mortgage Offset Fee — Waived with Home Package Plus | Event | $75.00 | | Non Suncorp Bank ATM withdrawals & enquiries — ATM Operator Fee | Other | From $0.00 | | Physical Security Token — Suncorp Bank Secured App (soft token) available at no cost | Event | $20.00 | | Real Time Gross Settlements (RTGS) - outward | Withdrawal | $35.00 | | Record Search/Copy Fee (cheques, records, voucher retrieval) — per hour | Event | $70.00 | | Stop Payment Request - bank cheques | Event | $15.00 | | Stop payment request - Direct Debit | Event | $0.00 | | Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request — plus other bank's costs | Event | $30.00 | | Telegraphic Transfers sent - staff assisted | Withdrawal | $30.00 | | Trace/recall of funds request - cheque, electronic payment | Event | $30.00 | | Visa debit cards emergency overseas card replacement | Event | $50.00 | | Visa debit card cash advance at non-Suncorp Bank Institution — per $1,000 advanced or part thereof · Discount −$0.00 — Accessibility Waiver (eligibility: Other: Waive ATM Operator fees) | Event | $0.00 | ## Features - **Digital banking** - **Bill payment (BPAY)** — BPAY - **Card access** — Visa Debit Card for Ages 11-15 years (Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay. For Visa Debit Cards issued to customers aged 11-15 years of age, we will block known gambling, adult entertainment and certain other transactions involving restricted products or services.) - **Pay $0 monthly account keeping fees** - **Card access** — Visa Debit Card for Ages 16 and older (Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay) - **Unlimited transactions** - **Real-time payments (NPP)** (Fast Payments through Suncorp Bank App and Internet Banking) - **Offset facility when linked to an eligible Suncorp Bank Home Loan.** - **Pay $0 Foreign Currency Conversion Fees on Visa Debit Card purchases from overseas merchants** - **PayID** (Create a PayID and link to your eligible account in Suncorp Bank App) - **Digital wallet** — Google Pay (Google Pay with Visa Debit Cards) - **Pay $0 Visa Debit Cash Advance Fees at non-Suncorp Bank ATMs** - **Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it** - **Flexibility to add up to 9 optional sub-accounts to help you plan and save (no card access on sub-accounts).** - **Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions** - **Digital wallet** — Apple Pay (Apple Pay with Visa Debit Cards) - **Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases** - **Pay bills directly from optional sub-accounts at no additional cost.** - **Loyalty program** — Feel Good Rewards (Feel Good Rewards is a rewards program which provides cashback paid into your Eligible Account when you meet the Eligibility Criteria as set out in the Account Terms and Conditions.) - **Pay To is available to manage payments from an eligible bank account in Suncorp Bank App** ## Eligibility - **Minimum age** — 11 years (Account owners must be 11 years or older) - **Residency status** — Account owners must be residents of Australia - **Individuals only** (Account owners must be individuals as personal customers for personal use) ## More information from Suncorp Bank - [Overview](https://www.suncorpbank.com.au/bank-and-save/everyday-accounts/options.html) - [Terms & conditions](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf) - [Eligibility](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf) - [Fees & pricing](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-deposit-account-pid.pdf) ## Data provenance - Published by Suncorp Bank under the Consumer Data Right - Product ID: `EDO` - Last updated by the provider: 21 August 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/EDO - Provider page: https://www.cdrcompare.au/brands/suncorp-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/EDO) — product data published by Australian data holders under the Consumer Data Right. 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