Everyday Essentials Account
Transaction & Savings AccountsData Sharing Status
A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee Charged monthly · No monthly account keeping fees | Ongoing | $0.00 |
| atmx by Armaguard network ATM withdrawals & enquiries | Withdrawal | $0.00 |
| Bank@Post Fee Free - Limits apply | Transaction | $0.00 |
| Card Replacement | Event | $0.00 |
| Copy of bank cheque | Event | $12.00 |
| eStatements | Event | $0.00 |
| Foreign Currency Bank Draft - trace request or stop payment | Event | $20.00 |
| Foreign Currency Conversion Fee (Visa Debit Transactions) Suncorp Bank Visa Debit Transactions | Transaction | $0.00 |
Features
- Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
- Bill payment (BPAY) — BPay
- Digital wallet — Google Pay
- Google Pay with Visa Debit Cards
- Real-time payments (NPP)
- Fast Payments through Suncorp Bank App and Internet Banking
- Digital banking
- Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
- Card access — Visa Debit Card for Ages 16 and older
- Use your Visa Debit Card to access cash at ATMs, shop securely online or tap & go with PayWave, Apple Pay or Google Pay
Eligibility
- Individuals onlyAccount owners must be individuals as personal customers for personal use
- Minimum age — 11 yearsAccount owners must be 11 years or older
- Residency status — Account owners must be residents of Australia
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 19 March 2026 · Product ID ESS · View on CDR.gov.au