--- title: "Farm Management Term Deposit — Suncorp Bank" description: "Term Deposits from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right." canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/FMDATD source: "CDR Compare" language: en-AU last_updated: 2026-05-27T14:00:00.000Z --- # Farm Management Term Deposit — Suncorp Bank > Term Deposits from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare. **Term Deposits** A Farm Management Deposit Account (FMDA) Term Deposit is for primary producers who can take advantage of the tax benefits available under the Farm Management Deposits (FMD) scheme. The FMDA Term Deposit allows you to lock away an amount of money at a fixed interest rate for a nominated time period. During the fixed term, no deposits or withdrawals are permitted. ## At a glance - **Fixed rate:** 5.25% (1 year) ## Apply Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/business-banking/bank-accounts/farm-management.html) ## Deposit rates | Type | Rate | Applies to | Interest paid | | --- | --- | --- | --- | | Fixed · 2 years (24 Month TD Interest Annually) | 5.2% | $50,000 to $99,999 | yearly | | Fixed · 2 years (24 Month TD Interest Annually) | 5.2% | $1,000 to $49,999 | yearly | | Fixed · 2 years (24 Month TD Interest Annually) | 5.2% | $100,000 to $800,000 | yearly | | Fixed · 1 year (12 Month TD Interest at Maturity) | 5.25% | $50,000 to $99,999 | every 12 months | | Fixed · 1 year (12 Month TD Interest at Maturity) | 5.25% | $1,000 to $49,999 | every 12 months | | Fixed · 1 year (12 Month TD Interest at Maturity) | 5.25% | $100,000 to $800,000 | every 12 months | | Fixed · 9 months (09 Month TD Interest at Maturity) | 5% | $50,000 to $99,999 | every 9 months | | Fixed · 9 months (09 Month TD Interest at Maturity) | 5% | $1,000 to $49,999 | every 9 months | | Fixed · 9 months (09 Month TD Interest at Maturity) | 5% | $100,000 to $800,000 | every 9 months | | Fixed · 6 months (06 Month TD Interest at Maturity) | 4.85% | $50,000 to $99,999 | every 6 months | | Fixed · 6 months (06 Month TD Interest at Maturity) | 4.85% | $1,000 to $49,999 | every 6 months | | Fixed · 6 months (06 Month TD Interest at Maturity) | 4.85% | $100,000 to $800,000 | every 6 months | | Fixed · 3 months (03 Month TD Interest at Maturity) | 4.25% | $50,000 to $99,999 | every 3 months | | Fixed · 3 months (03 Month TD Interest at Maturity) | 4.25% | $1,000 to $49,999 | every 3 months | | Fixed · 3 months (03 Month TD Interest at Maturity) | 4.25% | $100,000 to $800,000 | every 3 months | | Fixed · 2 months (02 Month TD Interest at Maturity) | 2% | $100,000 to $800,000 | every 2 months | | Fixed · 2 months (02 Month TD Interest at Maturity) | 2% | $50,000 to $99,999 | every 2 months | | Fixed · 2 months (02 Month TD Interest at Maturity) | 2% | $1,000 to $49,999 | every 2 months | | Fixed · 1 month (01 Month TD Interest at Maturity) | 1.85% | $100,000 to $800,000 | monthly | | Fixed · 1 month (01 Month TD Interest at Maturity) | 1.85% | $50,000 to $99,999 | monthly | | Fixed · 1 month (01 Month TD Interest at Maturity) | 1.85% | $1,000 to $49,999 | monthly | ## Fees | Fee | Type | Amount | | --- | --- | --- | | Interest Certificate — previous financial year - per certificate issued | Event | $10.00 | | Record Search/Copy Fee — per hour | Event | $70.00 | | Request for Audit Certificate — per certificate | Event | $30.00 | | Standard fees — There are no fees associated with this account | Event | $0.00 | ## Features - **Pay $0 account keeping fees** - **Monthly interest payments are available on terms 2, 3, 6, 9, 12 and 24 months at 0.30% p.a. below carded rates for interest at maturity (terms 2, 3, 6, 9, 12 and 24 months).** - **Quarterly interest payments are available on terms 6, 9, 12 and 24 months at 0.25% p.a. below carded rates for interest at maturity (terms 6, 9, 12 and 24 months).** - **Semi-annual interest payments are available on terms 12 and 24 months at 0.15% p.a. below carded rates for interest at maturity (terms 12 and 24 months).** ## Eligibility - **Business customers** (Must be a primary producer) - **Business customers** (Deposit must remain in the account for a minimum of 12 months to take advantage of tax benefits) - **Business customers** (Deposit between $1000 and $800,000 for the relevant financial year) - **Business customers** (Account can only be opened in an individuals name only) - **Business customers** (Account holder has a taxable non-primary income of $100,000 or less) ## Constraints - **Minimum balance** — $1,000.00 (Minimum Balance of $1,000) - **Maximum balance** — $800,000.00 (Maximum Balance of $800,000) ## More information from Suncorp Bank - [Overview](https://www.suncorpbank.com.au/business-banking/bank-accounts/farm-management.html) - [Terms & conditions](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/farm-management-deposit-account-pid.pdf) - [Eligibility](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/farm-management-deposit-account-pid.pdf) ## Data provenance - Published by Suncorp Bank under the Consumer Data Right - Product ID: `FMDATD` - Last updated by the provider: 27 May 2026 - Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/FMDATD - Provider page: https://www.cdrcompare.au/brands/suncorp-bank - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101 --- Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/FMDATD) — product data published by Australian data holders under the Consumer Data Right. 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