1,2,3 or 5 Year Fixed Rate
1,2,3 or 5 Year Fixed Rate
- From (owner occupied)
- 6.69%
- 8.85% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years | 6.69% | 8.85% | LVR <95%Total Mortgage Lending (TML) |
| Fixed · 1 year | 6.74% | 9.12% | LVR <95%Total Mortgage Lending (TML) |
| Fixed · 3 years | 6.89% | 8.68% | LVR <95%Total Mortgage Lending (TML) |
| Fixed · 5 years | 6.99% | 8.37% | LVR <95%Total Mortgage Lending (TML) |
Owner occupied — Interest only
| Type |
|---|
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Early Payment Interest Adjustment (EPIA) Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. | Other | From $0.00 |
| Establishment Fee Applies to loans where borrowings are less than 90% of the property value |
Features
- Rate certainty, set your rate for a term of 1,2,3 or 5 years
- Digital banking
- Ability to set up automated repayments
- Guaranteed Rate to secure your fixed rate for 90 days following your application
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)
- Phone Banking
- Extra repayments
- Make extra repayments of up to $500 per month without penalty
- Ability to split the loan balance into multiple loan accounts to take advantage of both fixed and variable interest rates.
Eligibility
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
Constraints
- Minimum limit — $10,000.00Minimum Loan Balance of $10,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 95%Maximum LVR of 95%. Up to 95% for Owner Occupied P&I. Up to 90% for Investment Loans and Interest Only Repayment Type
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID FX · View on CDR.gov.au