1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers
Special Offer discounts on Fixed rates in your Home Package Plus with New or additional lending of > $150,000
- From (owner occupied)
- 6.24%
- 6.54% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years 2 Year Fixed Rate Term | 6.24% | 6.54% | LVR <80%Total Mortgage Lending (TML) |
| Fixed · 1 year 1 Year Fixed Rate Term | 6.29% | 6.88% | LVR 80.01 to 90%Total Mortgage Lending (TML) |
| Fixed · 1 year 1 Year Fixed Rate Term | 6.29% | 6.54% | LVR <80%Total Mortgage Lending (TML) |
| Fixed · 3 years 3 Year Fixed Rate Term | 6.44% | 6.61% | LVR <80%Total Mortgage Lending (TML) |
| Fixed · 2 years |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Early Payment Interest Adjustment (EPIA) Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. | Other | From $0.00 |
| Guarantor Fee Applies if a guarantor is included in the loan. Fee is per guarantor. |
Features
- Phone Banking
- Rate certainty, set your rate for a term of 1,2,3 or 5 years
- Digital banking
- Ability to set up automated repayments
- Guaranteed Rate to secure your fixed rate for 90 days following your application
- No Establishment Fee
- A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)
Eligibility
- Home Package Plus - New or additional lending of $150,000 +
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
Constraints
- Minimum limit — $150,000.00Minimum Loan Balance of $150,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 90%Maximum LVR of 90%
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID FX150K+ · View on CDR.gov.au