---
title: "1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers — Suncorp Bank"
description: "Home Loans from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/FX150K%2B
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-22T14:00:00.000Z
---

# 1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers — Suncorp Bank

> Home Loans from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Special Offer discounts on Fixed rates in your Home Package Plus with New or additional lending of > $150,000

## At a glance

- **From (owner occupied):** 6.24% (6.54% comparison)

## Apply

Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/home-loans/get-started-online.html)

## Interest rates

### Owner occupied — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.24% | 6.54% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.29% | 6.88% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.29% | 6.54% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.44% | 6.61% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.44% | 6.88% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.54% | 6.69% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.64% | 6.93% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.74% | 6.99% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |

### Investment — Principal & interest

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.34% | 6.64% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.44% | 7.2% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.44% | 6.65% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.49% | 6.69% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.54% | 7.18% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.64% | 6.79% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.69% | 7.19% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.84% | 7.22% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |

### Investment — Interest only

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.49% | 6.66% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.49% | 7.2% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 1 year (1 Year Fixed Rate Term) | 6.49% | 6.65% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.64% | 6.72% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.69% | 6.78% | LVR <80%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 2 years (2 Year Fixed Rate Term) | 6.69% | 7.2% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 3 years (3 Year Fixed Rate Term) | 6.84% | 7.22% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |
| Fixed · 5 years (5 Year Fixed Rate Term) | 6.89% | 7.22% | LVR 80.01 to 90%; Total Mortgage Lending (TML) $150,000–$3,750,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Additional Valuation Fee — The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee — The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee — Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest — The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Early Payment Interest Adjustment (EPIA) — Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. | Other | From $0.00 |
| Guarantor Fee — Applies if a guarantor is included in the loan. Fee is per guarantor. | Event | $200.00 |
| Home Package Plus Annual Fee — Charged yearly | Ongoing | $375.00 |
| Loan Finalisation Fee — Applies when a loan is paid out in full, This includes settlements, refinances and payouts. | Event | $350.00 |

## Features

- **Rate certainty, set your rate for a term of 1,2,3 or 5 years**
- **Digital banking**
- **Ability to set up automated repayments**
- **Guaranteed Rate to secure your fixed rate for 60 days following your application**
- **No Establishment Fee**
- **A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account**
- **The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)**
- **Split your loans in the package to include Variable and Fixed Rate loan/s at no additional cost**
- **Phone Banking**
- **Extra repayments** (Make extra repayments of up to $500 per month without penalty)

## Eligibility

- **Home Package Plus - New or additional lending of $150,000 +**
- **Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice**

## Constraints

- **Minimum limit** — $150,000.00 (Minimum Loan Balance of $150,000)
- **Maximum limit** — $3,750,000.00 (Maximum Loan Balance of $3,750,000)
- **Minimum LVR** — 1% (Minimum LVR of 1%)
- **Maximum LVR** — 90% (Maximum LVR of 90%)

## More information from Suncorp Bank

- [Overview](https://www.suncorpbank.com.au/home-loans/home-loan-experts.html)
- [Terms & conditions](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-business-lending-fees-and-charges.pdf)

## Data provenance

- Published by Suncorp Bank under the Consumer Data Right
- Product ID: `FX150K+`
- Last updated by the provider: 22 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/FX150K%2B
- Provider page: https://www.cdrcompare.au/brands/suncorp-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/FX150K%2B) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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