5 Year Fixed Rate - Home Package Plus Special Offers for First Home Buyers
Special Offer discounts for First Home Buyers on 5 Year Fixed rates (Home Package Plus with New Lending of > $150,000)
- From (owner occupied)
- 6.54%
- 7% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 5 years First Home Buyer with New Lending > $150,000 | 6.54% | 7% | LVR <95%Total Mortgage Lending (TML) |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, then this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Early Payment Interest Adjustment (EPIA) Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period. | Other | From $0.00 |
| Guarantor Fee Applies if a guarantor is included in the loan. Fee is per guarantor. |
Features
- Rate certainty, set your rate for a term of 5 years
- Digital banking
- Ability to set up automated repayments
- Guaranteed Rate to secure your fixed rate for 90 days following your application
- No Establishment Fee
- A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
- No Annual Fee - The Home Package Plus fee is waived for the life of the loan for First Home Buyers
Eligibility
- First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.
- Home Package Plus - New Home Lending of $150,000 +
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
Constraints
- Minimum limit — $150,000.00Minimum Loan Balance of $150,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 95%Maximum LVR of 95%
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID FX5FHB150K+ · View on CDR.gov.au