Standard Variable Rate - Home Package Plus Special Offers
Special Offer discounts on Standard Variable rates in your Home Package Plus with New or additional Lending of > $150,000
- From (owner occupied)
- 6.13%
- 6.48% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Standard Variable. New home lending of >$150,000 | 6.13% | 6.48% | LVR 60.01 to 70%Total Mortgage Lending (TML) |
| Variable Standard Variable. New home lending of >$150,000 | 6.13% | 6.48% | LVR <60%Total Mortgage Lending (TML) |
| Variable Standard Variable. New home lending of >$150,000 | 6.18% | 6.53% | LVR 70.01% - 80.00%Total Mortgage Lending (TML) |
| Variable Standard Variable. New home lending of >$150,000 | 6.56% | 6.91% | LVR 80.01% - 90.00%Total Mortgage Lending (TML) |
Owner occupied — Interest only
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Guarantor Fee Applies if a guarantor is included in the loan. Fee is per guarantor. | Event | $200.00 |
| Home Package Plus Annual Fee Charged yearly | Ongoing |
Features
- Extra repayments
- Unlimited additional repayments
- Redraw facility
- Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
- Ability to add additional funds. An additional Loan is available (subject to satisfying our credit requirements) and fees and conditions may also apply
- Digital banking
- Phone Banking
- Ability to set up automated repayments
Eligibility
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
- Home Package Plus - New or additional lending of $150,000 +
Constraints
- Minimum limit — $150,000.00Minimum Loan Balance of $150,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 90%Maximum LVR of 90%
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID STV150K+ · View on CDR.gov.au