Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers
Special Offer discounts for First Home Buyers on Standard Variable rates in your Home Package Plus with New or additional lending of > $150,000
- From (owner occupied)
- 6.74%
- 7.09% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable First Home Buyer with New home lending of > $150,000 | 6.74% | 7.09% | LVR <95%Total Mortgage Lending (TML) |
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Valuation Fee The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Guarantor Fee Applies if a guarantor is included in the loan. Fee is per guarantor. | Event | $200.00 |
| Home Package Plus Annual Fee Charged yearly · The Home Package Plus Annual Fee is waived for First Home Buyers for the life of the loan |
Features
- Extra repayments
- Unlimited additional repayments
- Redraw facility
- Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals
- The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
- Ability to add additional funds. An additional Loan is available (subject to satisfying our credit requirements) and fees and conditions may also apply
- Digital banking
- Phone Banking
- Ability to set up automated repayments
Eligibility
- Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice
- Home Package Plus - New Home Lending of $150,000 +
- First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.
Constraints
- Minimum limit — $150,000.00Minimum Loan Balance of $150,000
- Maximum limit — $3,750,000.00Maximum Loan Balance of $3,750,000
- Minimum LVR — 1%Minimum LVR of 1%
- Maximum LVR — 95%Maximum LVR of 95%
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 14 May 2026 · Product ID STVFHB150K+ · View on CDR.gov.au