---
title: "Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers — Suncorp Bank"
description: "Home Loans from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/STVFHB150K%2B
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-14T14:00:00.000Z
---

# Standard Variable Rate - Home Package Plus Special Offers for First Home Buyers — Suncorp Bank

> Home Loans from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Home Loans**

Special Offer discounts for First Home Buyers on Standard Variable rates in your Home Package Plus with New or additional lending of > $150,000

## At a glance

- **From (owner occupied):** 6.74% (7.09% comparison)

## Apply

Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/home-loans/home-loan-experts.html)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (First Home Buyer with New home lending of > $150,000) | 6.74% | 7.09% | LVR <95%; Total Mortgage Lending (TML) $150,000–$3,750,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Additional Valuation Fee — The first valuation assessment for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply. | Event | $150.00 |
| Arrears Administration Fee — The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | $20.00 |
| Copy of Documents Fee — Payable if we are required to obtain a copy of a document, including Mortgage or title search. | Event | $35.00 |
| Default Interest — The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs. | Event | 2% of balance |
| Guarantor Fee — Applies if a guarantor is included in the loan. Fee is per guarantor. | Event | $200.00 |
| Home Package Plus Annual Fee — Charged yearly · The Home Package Plus Annual Fee is waived for First Home Buyers for the life of the loan | Ongoing | $375.00 |
| Loan Finalisation Fee — Applies when a loan is paid out in full, This includes settlements, refinances and payouts. | Event | $350.00 |
| Progressive Funding Fee — Applies at loan settlement or first draw (at the Bank's discretion) for any part of the loan provided for construction purposes. | Event | $300.00 |

## Features

- **Extra repayments** (Unlimited additional repayments)
- **Redraw facility** (Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals)
- **The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria**
- **Ability to add additional funds. An additional Loan is available (subject to satisfying our credit requirements) and fees and conditions may also apply**
- **Digital banking**
- **Phone Banking**
- **Ability to set up automated repayments**
- **Offset account** (100% Mortgage Offset)
- **Split your loans in the package to include Variable and Fixed Rate loan/s at no additional cost**
- **No Annual Fee - The Home Package Plus fee is waived for the life of the loan for First Home Buyers**
- **No Establishment Fee**
- **A discounted interest rate when you combined total home lending over $150,000 with an Everyday Options Account**

## Eligibility

- **Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice**
- **Home Package Plus - New Home Lending of $150,000 +**
- **First Home Buyers - Applicable for Owner Occupied First Home Buyers who qualify within their state as first home buyers.**

## Constraints

- **Minimum limit** — $150,000.00 (Minimum Loan Balance of $150,000)
- **Maximum limit** — $3,750,000.00 (Maximum Loan Balance of $3,750,000)
- **Minimum LVR** — 1% (Minimum LVR of 1%)
- **Maximum LVR** — 95% (Maximum LVR of 95%)

## More information from Suncorp Bank

- [Overview](https://www.suncorpbank.com.au/home-loans/first-home-buyer-loan.html)
- [Terms & conditions](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/personal-business-lending-fees-and-charges.pdf)

## Data provenance

- Published by Suncorp Bank under the Consumer Data Right
- Product ID: `STVFHB150K+`
- Last updated by the provider: 14 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/STVFHB150K%2B
- Provider page: https://www.cdrcompare.au/brands/suncorp-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/STVFHB150K%2B) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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