Term Deposit
Enjoy a guaranteed return on your money when you invest for a nominated fixed period
- Fixed rate
- 5.3%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed 60 Month TD Interest Annually | 5% | $5,000 to $99,999 | yearly |
| Fixed 60 Month TD Interest Annually | 5% | $100,000 to $999,999 | yearly |
| Fixed 60 Month TD Interest Annually | 5% | $1,000,000 to $2,000,000 | yearly |
| Fixed 01 Month TD Interest at Maturity | 1.25% | $5,000 to $99,999 | monthly |
| Fixed 01 Month TD Interest at Maturity | 1.3% | $100,000 to $999,999 | monthly |
| Fixed 01 Month TD Interest at Maturity | 1.35% | $1,000,000 to $2,000,000 |
Fees
| Fee | Type | Amount |
|---|---|---|
| Account keeping fee Charged monthly · No monthly account keeping fees | Ongoing | $0.00 |
| Breaking TD Term - Interest Adjustment Adjustment based on proportion of term completed. Proportion of term completed: 0%-25%, Adjustment: 80% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 26%-50%, Adjustment: 60% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 51%-75%, Adjustment: 40% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 76%-100%, Adjustment: 20% of interest earned up to the date we will allow you to withdraw your deposit. | Other | From $0.00 |
| Interest Certificate previous financial year - per certificate issued | Event | $10.00 |
| Record Search/Copy Fee per hour | Event | $70.00 |
| Request for Audit Certificate per certificate | Event | $30.00 |
Features
- Pay $0 monthly account keeping fees
- Monthly interest payments are available on terms 2-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 2-12m) or interest annually (terms greater than 12m).
- If you want to withdraw your Term Deposit before maturity you need to provide at least 31 days' notice. You may incur an interest adjustment
- Quarterly interest payments are available on terms 6-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 6-12m) or interest annually (terms greater than 12m).
- Semi-annual interest payments are available on terms 12-60 months at 0.05% p.a. below carded rates for interest at maturity (12m) or interest annually (terms greater than 12m).
- Digital banking
Eligibility
- Residency status — Account owners must be residents of Australia
- Minimum age — 11 yearsAt Least one personal account owner must be 18 years or older
Constraints
- Opening balance — $5,000.00Minimum balance of $5,000
- Minimum balance — $1,000.00Term Deposits from $1,000 are available only where the Term Deposit is used as security.
- Minimum balance — $5,000.00Minimum balance of $5,000
- Maximum balance — $2,000,001.00Negotiated Rates may be available for Term Deposits over $2 million as agreed by us
More Information
Published by Suncorp Bank under the Consumer Data Right · Last updated 25 June 2026 · Product ID TD · View on CDR.gov.au