---
title: "Term Deposit — Suncorp Bank"
description: "Term Deposits from Suncorp Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/suncorp-bank/products/TD
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-21T14:00:00.000Z
---

# Term Deposit — Suncorp Bank

> Term Deposits from Suncorp Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits**

Enjoy a guaranteed return on your money when you invest for a nominated fixed period

## At a glance

- **Fixed rate:** 5.35% (1 year)

## Apply

Applications are handled by the provider: [Apply at Suncorp Bank](https://www.suncorpbank.com.au/bank-and-save/savings-accounts.html)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 month (01 Month TD Interest at Maturity) | 1.25% | $5,000 to $99,999 | monthly |
| Fixed · 1 month (01 Month TD Interest at Maturity) | 1.3% | $100,000 to $999,999 | monthly |
| Fixed · 1 month (01 Month TD Interest at Maturity) | 1.35% | $1,000,000 to $2,000,000 | monthly |
| Fixed · 2 months (02 Month TD Interest at Maturity) | 1.95% | $5,000 to $99,999 | every 2 months |
| Fixed · 2 months (02 Month TD Interest at Maturity) | 2% | $100,000 to $999,999 | every 2 months |
| Fixed · 2 months (02 Month TD Interest at Maturity) | 2.05% | $1,000,000 to $2,000,000 | every 2 months |
| Fixed · 3 months (03 Month TD Interest at Maturity) | 5% | $5,000 to $99,999 | every 3 months |
| Fixed · 3 months (03 Month TD Interest at Maturity) | 5% | $100,000 to $999,999 | every 3 months |
| Fixed · 3 months (03 Month TD Interest at Maturity) | 5% | $1,000,000 to $2,000,000 | every 3 months |
| Fixed · 4 months (04 Month TD Interest at Maturity) | 3.95% | $5,000 to $99,999 | every 4 months |
| Fixed · 4 months (04 Month TD Interest at Maturity) | 4% | $100,000 to $999,999 | every 4 months |
| Fixed · 4 months (04 Month TD Interest at Maturity) | 4.05% | $1,000,000 to $2,000,000 | every 4 months |
| Fixed · 5 months (05 Month TD Interest at Maturity) | 3.7% | $5,000 to $99,999 | every 5 months |
| Fixed · 5 months (05 Month TD Interest at Maturity) | 3.75% | $100,000 to $999,999 | every 5 months |
| Fixed · 5 months (05 Month TD Interest at Maturity) | 3.8% | $1,000,000 to $2,000,000 | every 5 months |
| Fixed · 6 months (06 Month TD Interest at Maturity) | 4.9% | $5,000 to $99,999 | every 6 months |
| Fixed · 6 months (06 Month TD Interest at Maturity) | 4.9% | $100,000 to $999,999 | every 6 months |
| Fixed · 6 months (06 Month TD Interest at Maturity) | 4.9% | $1,000,000 to $2,000,000 | every 6 months |
| Fixed · 7 months (07 Month TD Interest at Maturity) | 4% | $5,000 to $99,999 | every 7 months |
| Fixed · 7 months (07 Month TD Interest at Maturity) | 4.05% | $100,000 to $999,999 | every 7 months |
| Fixed · 7 months (07 Month TD Interest at Maturity) | 4.1% | $1,000,000 to $2,000,000 | every 7 months |
| Fixed · 8 months (08 Month TD Interest at Maturity) | 3.7% | $5,000 to $99,999 | every 8 months |
| Fixed · 8 months (08 Month TD Interest at Maturity) | 3.75% | $100,000 to $999,999 | every 8 months |
| Fixed · 8 months (08 Month TD Interest at Maturity) | 3.8% | $1,000,000 to $2,000,000 | every 8 months |
| Fixed · 9 months (09 Month TD Interest at Maturity) | 5.2% | $5,000 to $99,999 | every 9 months |
| Fixed · 9 months (09 Month TD Interest at Maturity) | 5.2% | $100,000 to $999,999 | every 9 months |
| Fixed · 9 months (09 Month TD Interest at Maturity) | 5.2% | $1,000,000 to $2,000,000 | every 9 months |
| Fixed · 10 months (10 Month TD Interest at Maturity) | 3.7% | $5,000 to $99,999 | every 10 months |
| Fixed · 10 months (10 Month TD Interest at Maturity) | 3.75% | $100,000 to $999,999 | every 10 months |
| Fixed · 10 months (10 Month TD Interest at Maturity) | 3.8% | $1,000,000 to $2,000,000 | every 10 months |
| Fixed · 11 months (11 Month TD Interest at Maturity) | 4.1% | $5,000 to $99,999 | every 11 months |
| Fixed · 11 months (11 Month TD Interest at Maturity) | 4.15% | $100,000 to $999,999 | every 11 months |
| Fixed · 11 months (11 Month TD Interest at Maturity) | 4.2% | $1,000,000 to $2,000,000 | every 11 months |
| Fixed · 1 year (12 Month TD Interest at Maturity) | 5.35% | $5,000 to $99,999 | every 12 months |
| Fixed · 1 year (12 Month TD Interest at Maturity) | 5.35% | $100,000 to $999,999 | every 12 months |
| Fixed · 1 year (12 Month TD Interest at Maturity) | 5.35% | $1,000,000 to $2,000,000 | every 12 months |
| Fixed · 18 months (18 Month TD Interest Annually) | 5.15% | $5,000 to $99,999 | yearly |
| Fixed · 18 months (18 Month TD Interest Annually) | 5.15% | $100,000 to $999,999 | yearly |
| Fixed · 18 months (18 Month TD Interest Annually) | 5.15% | $1,000,000 to $2,000,000 | yearly |
| Fixed · 2 years (24 Month TD Interest Annually) | 5% | $5,000 to $99,999 | yearly |
| Fixed · 2 years (24 Month TD Interest Annually) | 5% | $100,000 to $999,999 | yearly |
| Fixed · 2 years (24 Month TD Interest Annually) | 5% | $1,000,000 to $2,000,000 | yearly |
| Fixed · 3 years (36 Month TD Interest Annually) | 5% | $5,000 to $99,999 | yearly |
| Fixed · 3 years (36 Month TD Interest Annually) | 5% | $100,000 to $999,999 | yearly |
| Fixed · 3 years (36 Month TD Interest Annually) | 5% | $1,000,000 to $2,000,000 | yearly |
| Fixed · 4 years (48 Month TD Interest Annually) | 5% | $5,000 to $99,999 | yearly |
| Fixed · 4 years (48 Month TD Interest Annually) | 5% | $100,000 to $999,999 | yearly |
| Fixed · 4 years (48 Month TD Interest Annually) | 5% | $1,000,000 to $2,000,000 | yearly |
| Fixed · 5 years (60 Month TD Interest Annually) | 5% | $5,000 to $99,999 | yearly |
| Fixed · 5 years (60 Month TD Interest Annually) | 5% | $100,000 to $999,999 | yearly |
| Fixed · 5 years (60 Month TD Interest Annually) | 5% | $1,000,000 to $2,000,000 | yearly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Account keeping fee — Charged monthly · No monthly account keeping fees | Ongoing | $0.00 |
| Breaking TD Term - Interest Adjustment — Adjustment based on proportion of term completed. Proportion of term completed: 0%-25%, Adjustment: 80% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 26%-50%, Adjustment: 60% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 51%-75%, Adjustment: 40% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of term completed: 76%-100%, Adjustment: 20% of interest earned up to the date we will allow you to withdraw your deposit. | Other | From $0.00 |
| Interest Certificate — previous financial year - per certificate issued | Event | $10.00 |
| Record Search/Copy Fee — per hour | Event | $70.00 |
| Request for Audit Certificate — per certificate | Event | $30.00 |

## Features

- **Pay $0 monthly account keeping fees**
- **Monthly interest payments are available on terms 2-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 2-12m) or interest annually (terms greater than 12m).**
- **If you want to withdraw your Term Deposit before maturity you need to provide at least 31 days' notice. You may incur an interest adjustment**
- **Quarterly interest payments are available on terms 6-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 6-12m) or interest annually (terms greater than 12m).**
- **Semi-annual interest payments are available on terms 12-60 months at 0.05% p.a. below carded rates for interest at maturity (12m) or interest annually (terms greater than 12m).**
- **Digital banking**

## Eligibility

- **Residency status** — Account owners must be residents of Australia
- **Minimum age** — 11 years (At Least one personal account owner must be 18 years or older)

## Constraints

- **Opening balance** — $5,000.00 (Minimum balance of $5,000)
- **Minimum balance** — $1,000.00 (Term Deposits from $1,000 are available only where the Term Deposit is used as security.)
- **Minimum balance** — $5,000.00 (Minimum balance of $5,000)
- **Maximum balance** — $2,000,001.00 (Negotiated Rates may be available for Term Deposits over $2 million as agreed by us)

## More information from Suncorp Bank

- [Overview](https://www.suncorpbank.com.au/bank-and-save/savings-accounts/term-deposits.html)
- [Terms & conditions](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/fixed-term-deposit-pid.pdf)
- [Eligibility](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/fixed-term-deposit-pid.pdf)
- [Fees & pricing](https://www.suncorpbank.com.au/content/dam/suncorp/bank/documents/product-information/fixed-term-deposit-pid.pdf)

## Data provenance

- Published by Suncorp Bank under the Consumer Data Right
- Product ID: `TD`
- Last updated by the provider: 21 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/suncorp-bank/TD
- Provider page: https://www.cdrcompare.au/brands/suncorp-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000101

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/suncorp-bank/products/TD) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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