--- title: "SWSbank products" description: "Every SWSbank product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/swsbank source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:14Z --- # SWSbank products > Every SWSbank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 36 products SWSbank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with SWSbank. ## Transaction & Savings Accounts (10) Everyday banking and savings accounts. - [SMF Superannuation](https://www.cdrcompare.au/brands/swsbank/products/S9_SMF) — SMF Superannuation - [Junior Account](https://www.cdrcompare.au/brands/swsbank/products/S8_SSav) — Junior Account - [Goal Account](https://www.cdrcompare.au/brands/swsbank/products/S7_7DN) — Goal Account - [Teenager Account](https://www.cdrcompare.au/brands/swsbank/products/S6_Teen) — Teenager Account - [Christmas Club](https://www.cdrcompare.au/brands/swsbank/products/S5_Xmas) — Christmas Club - [Budget Account](https://www.cdrcompare.au/brands/swsbank/products/S4_BSav) — Budget Account - [Card Free Account](https://www.cdrcompare.au/brands/swsbank/products/S2_Sav) — Card Free Account - [Everyday Account](https://www.cdrcompare.au/brands/swsbank/products/S1_GS) — Everyday Account - [Online Saver](https://www.cdrcompare.au/brands/swsbank/products/S11_OS) — Online Saver - [Offset Account](https://www.cdrcompare.au/brands/swsbank/products/S10_Offset) — Offset Account ## Term Deposits (5) Fixed-term savings with locked-in rates. - [24 Month Term Deposit](https://www.cdrcompare.au/brands/swsbank/products/I6_TD_24Months) — 24 Month Term Deposit - [12 Month Term Deposit](https://www.cdrcompare.au/brands/swsbank/products/I4_TD_12Months) — 12 Month Term Deposit - [9 Month Term Deposit](https://www.cdrcompare.au/brands/swsbank/products/I3_TD_9Months) — 9 Month Term Deposit - [6 Month Term Deposit](https://www.cdrcompare.au/brands/swsbank/products/I2_TD_6Months) — 6 Month Term Deposit - [3 Month Term Deposit](https://www.cdrcompare.au/brands/swsbank/products/I3_TD_3Months) — 3 Month Term Deposit ## Home Loans (11) Residential mortgages for owner-occupiers and investors. - [Optimum Investor 3 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L49_3Y_FRINV_8) — Optimum Investor 3 Year Fixed Rate Home Loan - [Optimum Investor 2 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L48_2YR_FRINV_HL_12) — Optimum Investor 2 Year Fixed Rate Home Loan - [Optimum Investor 1 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L47_1YR_FRINV_HL_12) — Optimum Investor 1 Year Fixed Rate Home Loan - [Optimum 3 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L44_3YR_FROO_HL_10) — Optimum 3 Year Fixed Rate Home Loan - [Optimum 2 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L43_2YR_FROOHL_12) — Optimum 2 Year Fixed Rate Home Loan - [Optimum 1 Year Fixed Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L42_1YR_FROO_HL_12) — Optimum 1 Year Fixed Rate Home Loan - [Investment Home Loan - Interest Only](https://www.cdrcompare.au/brands/swsbank/products/L25_Inv_interestonly) — 3 year interest only term - [Investment Discounted Standard Variable Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L24_DisHL_Invest1) — Investment Discounted Standard Variable Home Loan - [Investment Standard Variable Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L21_HL_Investment) — Investment Standard Variable Home Loan - [Intro Discounted Standard Variable Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L23_IntoDisc_HL_1) — A Discount of 0.40% p.a is applied to the advertised Owner Occupied Standard Variable Home Loan rate for the first 12 months of the loan - [Standard Variable Rate Home Loan](https://www.cdrcompare.au/brands/swsbank/products/L2_HL_OwnOccupied) — Standard Variable Rate Home Loan ## Credit & Charge Cards (1) Credit and charge cards. - [Visa Credit Card](https://www.cdrcompare.au/brands/swsbank/products/S3_VC) — Visa Credit Card ## Personal Loans (6) Unsecured and secured personal lending. - [Fixed Rate Vehicle Loan](https://www.cdrcompare.au/brands/swsbank/products/L19_FR_VL) — The Fixed Rate Vehicle Loan could have you driving, riding or towing the vehicle of your dreams sooner than you thought - [Unsecured Personal Loan](https://www.cdrcompare.au/brands/swsbank/products/L1_Personal_Unsec) — Unsecured Personal Loan - [7 Year Variable Interest Vehicle Loan](https://www.cdrcompare.au/brands/swsbank/products/L15_Disc_New_Car) — 7 Year Variable Interest Vehicle Loan with no penalty for extra payments - [Secured Personal Loan](https://www.cdrcompare.au/brands/swsbank/products/L14_PS) — Secured Personal Loan - [5 Year Variable Interest Vehicle Loan](https://www.cdrcompare.au/brands/swsbank/products/L17_Disc_NVL) — 5 Year Variable Interest Vehicle Loan. It might be a car, caravan or float. - [Greener Futures Loan](https://www.cdrcompare.au/brands/swsbank/products/L12_Green_Loan) — Here are some of the purposes for a Greener Futures Loan. Solar power products, external awnings or shutters, grey water systems, double glazing to existing property and energy efficient whitegoods ## Business Loans (3) Lending for businesses of all sizes. - [Commercial Unsecured Loans](https://www.cdrcompare.au/brands/swsbank/products/L31_CUS) — SWSBank has a business loan with flexible terms to suit your budget - [Fixed Rate Commercial Car](https://www.cdrcompare.au/brands/swsbank/products/L30_FR_COMM_VL) — Vehicle up to 36 monthls old - [Commercial Secured Loans](https://www.cdrcompare.au/brands/swsbank/products/L3_CL_Secured_) — Commercial Secured Loans ## Data provenance - Data published by SWSbank under the Consumer Data Right - ABN 80087650673 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000185 - Provider Product Reference Data endpoint: https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/swsbank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider. Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)