---
title: "12 Month Term Deposit — SWSbank"
description: "Term Deposits from SWSbank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/swsbank/products/I4_TD_12Months
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-11T16:55:24.000+10:00
---

# 12 Month Term Deposit — SWSbank

> Term Deposits from SWSbank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · South West Slopes Credit Union Ltd trading as SWSbank**

12 Month Term Deposit

## At a glance

- **Fixed rate:** 5% (1 year)

## Apply

Applications are handled by the provider: [Apply at SWSbank](https://swscu.apply-online.com.au/#/3e8f1c2b-4724-4a65-b5d0-2d7eaf64b99b)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | at maturity |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | monthly |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | every 3 months |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | at maturity |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | monthly |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | every 3 months |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | at maturity |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | monthly |
| Fixed · 1 year | 5% | 12 Month Term Deposit_Tier; 12 Month Term Deposit_Tier | every 3 months |

## Features

- **Digital banking** (SWSCU Internet Banking and APP)
- **Notifications** (Alerts)

## Eligibility

- **Business customers**
- **Individuals only**
- **Pension recipients**
- **Residency status**
- **Staff only**
- **Students**

## Constraints

- **Minimum balance** ($500)

## More information from SWSbank

- [Overview](https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/)

## Data provenance

- Published by SWSbank under the Consumer Data Right
- Product ID: `I4_TD_12Months`
- Last updated by the provider: 11 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/swsbank/I4_TD_12Months
- Provider page: https://www.cdrcompare.au/brands/swsbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000185

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/swsbank/products/I4_TD_12Months) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)