---
title: "Unsecured Personal Loan — SWSbank"
description: "Personal Loans from SWSbank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/swsbank/products/L1_Personal_Unsec
source: "CDR Compare"
language: en-AU
last_updated: 2025-12-16T14:19:14.000+11:00
---

# Unsecured Personal Loan — SWSbank

> Personal Loans from SWSbank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · Negotiable rates · South West Slopes Credit Union Ltd trading as SWSbank**

Unsecured Personal Loan

## At a glance

- **From:** 12.95% (12.95% comparison)

## Apply

Applications are handled by the provider: [Apply at SWSbank](https://swscu.apply-online.com.au/#/c7200fb5-2654-4a9d-a3bb-529b48df3c1c)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 12.95% | 12.95% | — |

## Features

- **Redraw facility**
- **Bill payment (BPAY)**
- **Digital banking** (Internet Banking & App)
- **Notifications** (Alerts)
- **Real-time payments (NPP)**
- **Maximum loan term is 5 years**
- **No establishment fees**
- **No monthly or account keeping fees**
- **Monthly/Fortnightly/Weekly repayment options**
- **Extra repayments**

## Eligibility

- **Minimum age** — 18 years
- **Individuals only**
- **Residency status** — Australian citizen or permanent resident

## Constraints

- **Maximum limit** — $30,000.00
- **Minimum limit** — $500.00

## More information from SWSbank

- [Overview](https://www.swsbank.com.au/loans/personal-loans/all-personal-loans/)
- [Terms & conditions](https://www.swsbank.com.au/help-support/important-information/disclosure-documents/)
- [Fees & pricing](https://www.swsbank.com.au/help-support/rates-fees/fees-and-charges/)

## Data provenance

- Published by SWSbank under the Consumer Data Right
- Product ID: `L1_Personal_Unsec`
- Last updated by the provider: 16 December 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/swsbank/L1_Personal_Unsec
- Provider page: https://www.cdrcompare.au/brands/swsbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000185

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/swsbank/products/L1_Personal_Unsec) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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