Intro Discounted Standard Variable Home Loan
A Discount of 0.40% p.a is applied to the advertised Owner Occupied Standard Variable Home Loan rate for the first 12 months of the loan
- From (owner occupied)
- 6.1%
- Variable
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Discount | 5.7% | 6.06% | — |
| Variable | 6.1% | — | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LAND_TITLE_SEARCH_FEE Payable to Third Party | Event | $17.10 |
| SERVICE_FEE SWSCU service fee for searches | Event | $9.00 |
Features
- Digital banking
- Internet Banking & App
- Redraw facility
- Offset account
- Real-time payments (NPP)
- Notifications
- Alerts
- Maximum loan term is 30 years
- No application, establishment or monthly fees for the term of the loan
- Weekly, Fortnightly or Monthly repayment options
Eligibility
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
Constraints
- Maximum limit2500000
- Minimum limit1000
More Information
Published by SWSbank under the Consumer Data Right · Last updated 17 March 2026 · Product ID L23_IntoDisc_HL_1 · View on CDR.gov.au