Standard Variable Rate Home Loan
Standard Variable Rate Home Loan
- From (owner occupied)
- 6.1%
- 6.1% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 6.1% | 6.1% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| LAND_TITLE_SEARCH_FEE Payable to Third Party | Event | $17.10 |
| SERVICE_FEE SWSCU service fee for searches | Event | $9.00 |
Features
- Digital banking
- Internet Banking & App
- Redraw facility
- Offset account
- Maximum loan term is 30 years
- Notifications
- Alerts
- Real-time payments (NPP)
- Weekly, Fortnightly or Monthly repayment options
- Extra repayments
- No fee for additional repayments
Eligibility
- Minimum age — 18 years
- Residency status — Australian citizen or permanent resident
- Individuals only
Constraints
- Maximum limit2500000
- Minimum limit1000
More Information
Published by SWSbank under the Consumer Data Right · Last updated 17 March 2026 · Product ID L2_HL_OwnOccupied · View on CDR.gov.au