Visa Credit Card
Visa Credit Card
- Purchase rate
- 13.45%
- Annual fee
- $30.00
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Cash advance | 13.45% | — | — |
| Purchase | 13.45% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| OVERLIMIT_FEE Visa Credit Card is over approved credit limit | Event | $30.00 |
| VISA_CREDIT_CARD_ANNUAL_FEE Charged every 12 years · Visa Credit Card annual fee | Ongoing | $30.00 |
| VISA_CARD_FEE | Event | $15.00 |
Features
- Card access — Accepted worldwide wherever visa is accepted
- Balance transfers
- Notifications — Monthly statements
- Digital banking
- Digital wallet — Apple Pay, Google Pay and Samsung Pay
- PayID
- Simply use your mobile, email or ABN to receive payments
- Minimum monthly repayment - 3% of the account balance last day of statement or $20, whichever is greater
- Unlimited transactions
- There is no limit to the number of Visa transaction you make
Eligibility
- Minimum age — 18 years
- Individuals only
- Residency status — Australian citizen or permanent resident
- Business customers
Constraints
- Minimum limit — $500.00
- Maximum limit — $20,000.00
More Information
Published by SWSbank under the Consumer Data Right · Last updated 15 September 2025 · Product ID S3_VC · View on CDR.gov.au