Budget Account
Transaction & Savings AccountsSouth West Slopes Credit Union Ltd trading as SWSbankData Sharing Status
Budget Account
- Base rate
- 0.01%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.01% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| DIRECT_DEBITS_DISHONOUR_FEE authoiryt to directly debit account is dishonoured due to insufficient funds | Transaction | $15.00 |
| ELECTRONIC_PAYMENT_FEE to Establish Direct Entry final destination, manual dishonour, Bpay enquiry and/or correction, Mistaken Payment | Event | $25.00 |
| REFERRAL_FEE applied each time account is overdrawn without arrangements as result of cheque or direct debits being honoured | Transaction | $10.00 |
| SWIFT_PAYMENTS_(RTGS) Incoming RTGS charge | Event | $10.00 |
| SWIFT_PAYMENT_(RTGS) Outbound RTGS Domestic payment | Event | $15.00 |
Features
- Bill payment (BPAY) — Periodical Payments System
- Digital banking
- Notifications — Monthly or 6 monthly statements available
- Real-time payments (NPP)
- PayID
Eligibility
- Business customers
- Individuals only
- Residency status — Australian citizen or permanent resident
- Minimum age — 13 years
More Information
Published by SWSbank under the Consumer Data Right · Last updated 15 September 2025 · Product ID S4_BSav · View on CDR.gov.au