---
title: "Goal Account — SWSbank"
description: "Transaction & Savings Accounts from SWSbank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/swsbank/products/S7_7DN
source: "CDR Compare"
language: en-AU
last_updated: 2025-09-15T10:58:51.000+10:00
---

# Goal Account — SWSbank

> Transaction & Savings Accounts from SWSbank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · South West Slopes Credit Union Ltd trading as SWSbank**

Goal Account

## At a glance

- **Base rate:** 0.25%

## Apply

Applications are handled by the provider: [Apply at SWSbank](https://swscu.apply-online.com.au/#/5e7b4a3f-73sghs-4d7a-93c1-8cbaf6fcb318)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 12.5% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.25% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| DIRECT_DEBITS_DISHONOUR_FEE — authoiryt to directly debit account is dishonoured due to insufficient funds | Transaction | $15.00 |
| ELECTRONIC_PAYMENT_FEE — to Establish Direct Entry final destination, manual dishonour, Bpay enquiry and/or correction, Mistaken Payment | Event | $25.00 |
| REFERRAL_FEE — applied each time account is overdrawn without arrangements as result of cheque or direct debits being honoured | Transaction | $10.00 |
| SWIFT_PAYMENTS_(RTGS) — Incoming RTGS charge | Event | $10.00 |
| SWIFT_PAYMENT_(RTGS) — Outbound RTGS Domestic payment | Event | $15.00 |

## Features

- **Bill payment (BPAY)** — Periodical Payments System
- **Digital banking**
- **Notifications** — Monthly or 6 monthly statements available (Alerts)
- **Real-time payments (NPP)**
- **PayID**

## Eligibility

- **Individuals only**
- **Pension recipients**
- **Residency status** — Australian citizen or permanent resident
- **Minimum age** — 13 years

## More information from SWSbank

- [Overview](https://www.swsbank.com.au/accounts/everyday-accounts/goal-account/)
- [Fees & pricing](https://www.swsbank.com.au/help-support/rates-fees/fees-and-charges/)

## Data provenance

- Published by SWSbank under the Consumer Data Right
- Product ID: `S7_7DN`
- Last updated by the provider: 15 September 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/swsbank/S7_7DN
- Provider page: https://www.cdrcompare.au/brands/swsbank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000185

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/swsbank/products/S7_7DN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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