Junior Account
Transaction & Savings AccountsSouth West Slopes Credit Union Ltd trading as SWSbankData Sharing Status
Junior Account
- Base rate
- 1.5%
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 12.5% | — | — |
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 1.5% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| EXCESS_TRANSACTION_FEES Excess Transaction Fees are incurred when the number of Free Transactions for the month are exceeded. | Event | 0% of transaction (monthly) |
| CHARGEBACK_EFT_DISPUTE | Event | $20.00 |
| CHARGEBACK_VOUCHER_RETRIEVAL_FEE fee per transaction lodged per Visa Dispute | Event | $30.00 |
| CHEQUE_DEPOSIT_DISHONOUR_FEE Cheque Deposited to members account is dishonoured | Transaction | $5.00 |
| CHEQUE_TRACE_FEE establish final destination (who received cheque value) | Event | $45.00 |
| CURRENCY_CONVERSION_FEE_VD Visa Debit 2% of transaction amount will apply to any foreign currency | Transaction | 2% of transaction |
| DORMANT_ACCOUNT_FEE No member generated activity for at least 2 years with no member response | Event |
Features
- Card access — Visa Debit Card Available, no paywave facility
- Bill payment (BPAY) — Periodical Payments System
- Digital banking
- Digital wallet — Apple Pay, Google Pay and Samsung Pay available
- Notifications — Monthly or 6 monthly statements available
- Real-time payments (NPP)
- PayID
Eligibility
- Minimum age — 10 years
- Individuals only
- Residency status — Australian citizen or permanent resident
- Maximum age — 13 years
More Information
Published by SWSbank under the Consumer Data Right · Last updated 15 September 2025 · Product ID S8_SSav · View on CDR.gov.au