--- title: "The Capricornian products" description: "Every The Capricornian product published under Australia's Consumer Data Right — rates, fees, features and eligibility." canonical: https://www.cdrcompare.au/brands/the-capricornian source: "CDR Compare" language: en-AU last_updated: 2026-07-01T12:14:16Z --- # The Capricornian products > Every The Capricornian product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare. **Bank** · 23 products The Capricornian is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with The Capricornian. ## Transaction & Savings Accounts (9) Everyday banking and savings accounts. - [iSaver](https://www.cdrcompare.au/brands/the-capricornian/products/33563233-c746-4110-b19e-2dbe984248fd) — An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan. - [Personal Access Account](https://www.cdrcompare.au/brands/the-capricornian/products/49c287aa-289c-4919-bdff-3118ad616179) — Easy access to your banking, every day. With the features you need, this is a simple and versatile account to use and move your money. - [Youth Access Account](https://www.cdrcompare.au/brands/the-capricornian/products/b8cd6f23-27b7-4840-ab9d-2f8bfeda0b4f) — The award-winning, Youth Access Account is designed for young people up to the age of 16 years, offering a full transactional account, no account service fee and no minimum monthly balance. - [Pension Access Account](https://www.cdrcompare.au/brands/the-capricornian/products/8921bfda-33cd-4dbc-867d-54405ca11e1f) — The Pension Access Account allows members 65 years and over to manage their finances wisely and enjoy a more comfortable lifestyle. - [Club Account](https://www.cdrcompare.au/brands/the-capricornian/products/00f87bdf-368b-490a-9946-17dc66b5b4da) — A transaction account designed specifically for not-for-profit organisations, clubs and community groups, offering the features your club needs to use and move your money. - [Student Access Account](https://www.cdrcompare.au/brands/the-capricornian/products/9c393395-f87c-4268-84a4-06a91b34b47c) — The Student Access Account is designed to provide support to those aged 17-25 years who are studying at University or undergoing a traineeship/apprenticeship. The account provides full branch access for deposits, withdrawals or counter cheques as well as Visa Debit access. - [Business Access Account](https://www.cdrcompare.au/brands/the-capricornian/products/1222b87e-7ac7-47ea-8fac-5ae0141b9717) — An everyday business assess account for everyday transactions. - [Bonus Saver Account](https://www.cdrcompare.au/brands/the-capricornian/products/57f2a9d4-5498-490f-82ea-61dff8720cS3) — A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month. - [Everyday Saver Account](https://www.cdrcompare.au/brands/the-capricornian/products/56e90b70-9407-4dfe-ada8-d3396fa01c2a) — An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers. ## Term Deposits (1) Fixed-term savings with locked-in rates. - [Term Deposit](https://www.cdrcompare.au/brands/the-capricornian/products/4ecba156-6b32-420b-8946-3f32b7a0504f) — Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms. ## Home Loans (8) Residential mortgages for owner-occupiers and investors. - [No Frills Investment Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/e7773481-c5c4-45dc-9621-231d9492df56) — Our No Frills Investment Home Loan is available to investors looking for a variable interest rate with features designed for a smooth and easy experience. - [No Frills Owner Occupied Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/8f169e0c-9488-40fa-97fe-d614ec6bf293) — Our No Frills Home Loan is available to home buyers looking for a variable interest rate with features designed for a smooth and easy experience. - [Premium Choice Investment Loan](https://www.cdrcompare.au/brands/the-capricornian/products/b7c86d77-bdfb-4081-8ee1-a2e94796b047) — Our Premium Choice Investment Loan is packed full of features for aspiring home owners. - [Lifestyle Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/b29b83ab-921b-4719-9881-a4172e389453) — Looking for a larger rural residential block? Live your dream with our Lifestyle Home Loan, offering both fixed and variable rate options. This loan is designed for Owner Occupiers or Investors looking to purchase a rural property up to 40 hectares. - [Mortgage Plus Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/05f887ed-9578-47b5-83d2-02397405f2bd) — Improve your lifestyle by unlocking your home’s equity - [Premium Choice Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/57f2a9d4-5498-490f-82ea-61dff8720cc3) — Our Premium Choice Home Loan is packed full of features for aspiring home owners. - [Variable Rate Offset Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/3ea18e62-9de6-4957-abc4-0d9f27a45e74) — Our Variable Rate Offset Home Loan is packed full of features for owner occupiers to get into their ideal first home, or forever home. With a sharp variable rate, 100% offset facility, standard establishment fee waived and no penalty for extra repayments, this home loan was designed with owner occupiers in mind. - [Access Equity Home Loan](https://www.cdrcompare.au/brands/the-capricornian/products/65c69889-2d50-4331-9b17-5572de566b92) — The Access Equity Home Loan allows you to use the equity you already have in your home for any worthwhile purpose. ## Personal Loans (2) Unsecured and secured personal lending. - [Car & Motor Vehicle Loans](https://www.cdrcompare.au/brands/the-capricornian/products/ae1b4c9b-f09c-413f-9309-5ca857f992f0) — Whether upgrading your vehicle, adventuring off-road in your four-wheel drive, or having fun on the water in your dream boat or jet ski, The Capricornian’s secured personal loan options could be your answer! - [Personal Loans](https://www.cdrcompare.au/brands/the-capricornian/products/7a14c039-862e-4225-8da1-8e37c949edc6) — Our personal loan can be used for renovating your home, booking your next holiday or upcoming wedding celebration. Maybe you’d like to piece together your finances, simplify your life and combine your debts with one regular repayment. Whatever the scenario, we can help make your dreams come true. ## Business Loans (2) Lending for businesses of all sizes. - [Asset Equity Business Loan](https://www.cdrcompare.au/brands/the-capricornian/products/b75abb12-5998-48fd-8358-8416d264e2a9) — Non-Residentially Secured Loan. Interest Rates available on application. - [Home Equity Business Loan](https://www.cdrcompare.au/brands/the-capricornian/products/8a9f159f-8cc5-43a5-a817-6f8124283c77) — We can assist with sole trader or small business markets. We are keen to take your business to the next level. ## Overdrafts (1) Linked credit facilities on transaction accounts. - [Business Access Overdraft](https://www.cdrcompare.au/brands/the-capricornian/products/b441353b-3897-437f-a0da-4ad6f7ae9ea3) — Take control of your cash flow with a Capricornian business overdraft so you can ride out those unexpected business expenses. ## Data provenance - Data published by The Capricornian under the Consumer Data Right - ABN 54087650940 - CDR Register entry updated: 1 July 2026 - CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000183 - Provider Product Reference Data endpoint: https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products --- Source: [CDR Compare](https://www.cdrcompare.au/brands/the-capricornian) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. 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