The Capricornian

A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month.

Pension Access Account

The Pension Access Account allows members 65 years and over to manage their finances wisely and enjoy a more comfortable lifestyle.

Personal Access Account

Easy access to your banking, every day. With the features you need, this is a simple and versatile account to use and move your money.

Youth Access Account

The award-winning, Youth Access Account is designed for young people up to the age of 16 years, offering a full transactional account, no account service fee and no minimum monthly balance.

Student Access Account

The Student Access Account is designed to provide support to those aged 17-25 years who are studying at University or undergoing a traineeship/apprenticeship. The account provides full branch access for deposits, withdrawals or counter cheques as well as Visa Debit access.

A transaction account designed specifically for not-for-profit organisations, clubs and community groups, offering the features your club needs to use and move your money.

An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers.

An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.

Business Access Account

An everyday business assess account for everyday transactions.

Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.

Our Premium Choice Home Loan is packed full of features for aspiring home owners.

Our Premium Choice Investment Loan is packed full of features for aspiring home owners.

Improve your lifestyle by unlocking your home’s equity

Looking for a larger rural residential block? Live your dream with our Lifestyle Home Loan, offering both fixed and variable rate options. This loan is designed for Owner Occupiers or Investors looking to purchase a rural property up to 40 hectares.

The Access Equity Home Loan allows you to use the equity you already have in your home for any worthwhile purpose.

Our Variable Rate Offset Home Loan is packed full of features for owner occupiers to get into their ideal first home, or forever home. With a sharp variable rate, 100% offset facility, standard establishment fee waived and no penalty for extra repayments, this home loan was designed with owner occupiers in mind.

Our No Frills Investment Home Loan is available to investors looking for a variable interest rate with features designed for a smooth and easy experience.

Our No Frills Home Loan is available to home buyers looking for a variable interest rate with features designed for a smooth and easy experience.

Whether upgrading your vehicle, adventuring off-road in your four-wheel drive, or having fun on the water in your dream boat or jet ski, The Capricornian’s secured personal loan options could be your answer!

Our personal loan can be used for renovating your home, booking your next holiday or upcoming wedding celebration. Maybe you’d like to piece together your finances, simplify your life and combine your debts with one regular repayment. Whatever the scenario, we can help make your dreams come true.

We can assist with sole trader or small business markets. We are keen to take your business to the next level.

Non-Residentially Secured Loan. Interest Rates available on application.

Take control of your cash flow with a Capricornian business overdraft so you can ride out those unexpected business expenses.