Business Access Account
An everyday business assess account for everyday transactions.
- Base rate
- 0%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable Must have a registered business in order to own this business account product. | 0% | — | monthly |
Fees
| Fee | Type | Amount |
|---|---|---|
| EFTPOS Including declined transactions | Payment | $0.70 |
| Cheque Deposits | Transaction | $0.30 |
| BPAY - Branch and Contact Centre processed. | Payment | $3.00 |
| Foreign Currency Conversion Fees Foreign Currency will be converted to Australian currency at the wholesale market rate by VISA. | Transaction | 0.0% of transaction |
| Account Service Fee Charged monthly
| Ongoing | $10.00 |
| External Funds Transfer - Branch and Contact Centre processed. | Transaction | $3.00 |
| Card Fee Charged every 3 months |
Features
- Additional cards
- Digital wallet — Apple Pay
- Overdraft available
- An overdraft can be applied for
- Real-time payments (NPP)
- An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available
- Notifications — Notification via email, SMS or secure message in online banking.
- SMS and/or email notifications available
- Digital banking
- Access is available to online banking features for the product. Banking app available
- PayID
- An account of this product type can be used as the target of an NPP PayID. Osko by BPAY available.
Eligibility
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
- Residency status — Individuals must be citizens or permanent residents of Australia
More Information
Published by The Capricornian under the Consumer Data Right · Last updated 11 March 2026 · Product ID 1222b87e-7ac7-47ea-8fac-5ae0141b9717 · View on CDR.gov.au · View Source Data (JSON)