---
title: "Term Deposit — The Capricornian"
description: "Term Deposits from The Capricornian. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/the-capricornian/products/4ecba156-6b32-420b-8946-3f32b7a0504f
source: "CDR Compare"
language: en-AU
last_updated: 2026-08-07T01:24:38.70258Z
---

# Term Deposit — The Capricornian

> Term Deposits from The Capricornian. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Term Deposits · THE CAPRICORNIAN**

Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.

## At a glance

- **Fixed rate:** 5.1% (2 years)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Fixed · 3 months (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 4.1% | 3 Month Term Deposit; 3 Month Term Deposit | at maturity |
| Fixed · 6 months (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 4.65% | 6 Month Term Deposit (Monthly); 6 Month Term Deposit (Monthly) | at maturity |
| Fixed · 6 months (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 4.85% | 6 Month Term Deposit; 6 Month Term Deposit | at maturity |
| Fixed · 2 years (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates.) | 5.1% | 24 Month Term Deposit; 24 Month Term Deposit | at maturity |
| Fixed · 2 years (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 4.9% | 24 Month Term Deposit; 24 Month Term Deposit | at maturity |
| Fixed · 1 year (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 4.9% | 12 Month Term Deposit (Monthly); 12 Month Term Deposit (Monthly) | at maturity |
| Fixed · 3 months (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates.) | 3.9% | 3 Month Term Deposit; 3 Month Term Deposit | at maturity |
| Fixed · 1 year (Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates) | 5.1% | 12 Month Term Deposit; 12 Month Term Deposit | at maturity |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Early Redemption Penalty — The penalty applied to an early redemption of a Fixed Term Deposit is 30 Days interest on the redeeming portion of the deposit. | Withdrawal | $0.00 |

## Eligibility

- **Residency status** — Individuals must be citizens or permanent residents of Australia
- **Available to individuals, companies and trust for personal or business use.**
- **Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.**

## Constraints

- **Maximum balance** — $250,000.00 (Term deposit amounts over $250,000 by negotiation only)
- **Minimum balance** — $5,000.00

## More information from The Capricornian

- [Overview](https://www.capricornian.com.au/banking/term-deposits/)
- [Terms & conditions](https://www.capricornian.com.au/about-us/product-rate-fee-disclosures/)
- [Eligibility](https://www.capricornian.com.au/banking/term-deposits/)
- [Fees & pricing](https://www.capricornian.com.au/about-us/product-rate-fee-disclosures/)

## Data provenance

- Published by The Capricornian under the Consumer Data Right
- Product ID: `4ecba156-6b32-420b-8946-3f32b7a0504f`
- Last updated by the provider: 7 August 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/the-capricornian/4ecba156-6b32-420b-8946-3f32b7a0504f
- Provider page: https://www.cdrcompare.au/brands/the-capricornian
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000183

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/the-capricornian/products/4ecba156-6b32-420b-8946-3f32b7a0504f) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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