Term Deposit
Have peace of mind in your investment with a term deposit from The Capricornian our term deposits can be invested in a 3, 6, 12 or 24-month terms.
- Fixed rate
- 5.1%
- 24 months
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates · The minimum deposit for a Term Deposit Account is $5000 | 4.9% | 12 months$5,000–$250,000 | monthly |
| Fixed Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 4.85% | $5,000–$250,0006 months | every 6 months |
| Fixed Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 5.1% | 24 months$5,000–$250,000 | every 24 months |
| Fixed Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates | 4.9% | 24 months$5,000–$250,000 | monthly |
| Fixed Monthly interest option will incur a 0.20% reduction of interest paid at maturity rates. | 3.9% |
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption Penalty The penalty applied to an early redemption of a Fixed Term Deposit is 30 Days interest on the redeeming portion of the deposit. | Withdrawal | $0.00 |
Eligibility
- Residency status — Individuals must be citizens or permanent residents of Australia
- Available to individuals, companies and trust for personal or business use.
- Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.
Constraints
- Maximum balance — $250,000.00Term deposit amounts over $250,000 by negotiation only
- Minimum balance — $5,000.00
More Information
Published by The Capricornian under the Consumer Data Right · Last updated 10 May 2026 · Product ID 4ecba156-6b32-420b-8946-3f32b7a0504f · View on CDR.gov.au