---
title: "Everyday Saver Account — The Capricornian"
description: "Transaction & Savings Accounts from The Capricornian. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/the-capricornian/products/56e90b70-9407-4dfe-ada8-d3396fa01c2a
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-17T06:13:24.528915Z
---

# Everyday Saver Account — The Capricornian

> Transaction & Savings Accounts from The Capricornian. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · THE CAPRICORNIAN**

An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers.

## At a glance

- **Base rate:** 0.1%

## Apply

Applications are handled by the provider: [Apply at The Capricornian](https://www.capricornian.com.au/about-us/contact-us/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.1% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| External Funds Transfer - Branch and Contact Centre processed. | Transaction | $3.00 |
| BPAY - Branch and Contact Centre processed. | Transaction | $3.00 |

## Features

- **Account sweep available
Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance.**
- **Notifications** — Notification via email, SMS or secure message in online banking. (SMS and/or email notifications available)
- **Bill payment (BPAY)**
- **Digital banking** (Access is available to online banking features for the product. Banking app available)
- **Real-time payments (NPP)** (An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available)
- **PayID** (An account of this product type can be used as the target of an NPP PayID.  Osko by BPAY available)

## Eligibility

- **You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.

## More information from The Capricornian

- [Overview](https://www.capricornian.com.au/banking/e-saver-banking-account/)
- [Terms & conditions](https://www.capricornian.com.au/conditions-of-use/)
- [Eligibility](https://www.capricornian.com.au/banking/e-saver-banking-account/)
- [Fees & pricing](https://www.capricornian.com.au/about-us/product-rate-fee-disclosures/)

## Data provenance

- Published by The Capricornian under the Consumer Data Right
- Product ID: `56e90b70-9407-4dfe-ada8-d3396fa01c2a`
- Last updated by the provider: 17 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/the-capricornian/56e90b70-9407-4dfe-ada8-d3396fa01c2a
- Provider page: https://www.cdrcompare.au/brands/the-capricornian
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000183

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/the-capricornian/products/56e90b70-9407-4dfe-ada8-d3396fa01c2a) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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