---
title: "Bonus Saver Account — The Capricornian"
description: "Transaction & Savings Accounts from The Capricornian. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/the-capricornian/products/57f2a9d4-5498-490f-82ea-61dff8720cS3
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-17T06:13:24.528915Z
---

# Bonus Saver Account — The Capricornian

> Transaction & Savings Accounts from The Capricornian. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · THE CAPRICORNIAN**

A high interest savings account offering monthly bonus interest upon meeting all the criteria and performing no debits on the account for the entirety of the calendar month.

## At a glance

- **Base rate:** 0.1%
- **Bonus rate:** 4.65% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at The Capricornian](https://www.capricornian.com.au/banking/bonus-saver-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Bonus (0.10% interest is applied to the entirety of the balance regardless of whether or not the bonus criteria is met.) | 4.65% | Bonus Interest $100–$250,000 | monthly |
| Variable (Base interest rate for the Bonus Saver account that is applied to the entirety of the balance of the account regardless of whether or not the Bonus Criteria was met.) | 0.1% | Base Interest Rate $0+ | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| Staff Assisted Withdrawal Fee — Fee is charged whenever a withdrawal is performed by a staff member on behalf of the member at their request. Exemptions apply for customer's aged 25 years and younger, as well as 65 years and older. | Withdrawal | $3.00 |

## Features

- **Digital banking** (Offers online banking access to easily manage your money.)
- **Real-time payments (NPP)** (Offers NPP Osko transactions when performed via Digital banking.)
- **PayID** (Offers NPP PayID access when performing transfers via Digital Banking.)

## Constraints

- **No Direct Debits. Direct Debits are unable to be setup to the Bonus Saver Account.**

## More information from The Capricornian

- [Overview](https://www.capricornian.com.au/banking/bonus-saver-account/)
- [Terms & conditions](https://www.capricornian.com.au/about-us/product-rate-fee-disclosures/)
- [Eligibility](https://www.capricornian.com.au/about-us/reports-policies-disclosures/target-market-determinations/)
- [Fees & pricing](https://www.capricornian.com.au/about-us/product-rate-fee-disclosures/)

## Data provenance

- Published by The Capricornian under the Consumer Data Right
- Product ID: `57f2a9d4-5498-490f-82ea-61dff8720cS3`
- Last updated by the provider: 17 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/the-capricornian/57f2a9d4-5498-490f-82ea-61dff8720cS3
- Provider page: https://www.cdrcompare.au/brands/the-capricornian
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000183

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/the-capricornian/products/57f2a9d4-5498-490f-82ea-61dff8720cS3) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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