BASIC VARIABLE LOAN OWNER OCCUPIED P&I
BASIC VARIABLE LOAN
- From (owner occupied)
- 7.92%
- 7.99% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 7.92% | 7.99% | — |
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE | Upfront | $400.00 |
| APPLICATION_FEE_BRIDGING_LOAN | Upfront | $800.00 |
| APPLICATION_FEE_TOP_UP | Upfront | $300.00 |
| COLLECTION_FEE At cost fee | Cash advance | Variable |
| DEFAULT_NOTICES | Upfront | $55.00 |
| GENERAL_CONSENT_FEE | Upfront | $150.00 |
| LEGAL_FEE At cost | Cash advance | Variable |
| MORTGAGE_DISCHARGE_FEE | Upfront | $200.00 |
| PRODUCTION_OF_TITLE_DEED_FEE | Upfront |
Features
- Redraw facility
- Minimum Free
- Digital banking
- Online Banking The Mac App
- PayID
- Real-time payments (NPP)
- Free transactions
- Fee free transaction accounts
- Extra repayments
- Unlimited
Eligibility
- Individuals only
- Minimum age — 18 years
- Maximum term
Constraints
- Minimum balance — $25,000.00
More Information
Published by The Mac under the Consumer Data Right · Last updated 13 May 2026 · Product ID L90_BASICVAROOCPI · View on CDR.gov.au