---
title: "FREEDOM YEARS — The Mac"
description: "Transaction & Savings Accounts from The Mac. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/the-mac/products/S15_FREEDOMYEARS
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-02T08:58:05.000+10:00
---

# FREEDOM YEARS — The Mac

> Transaction & Savings Accounts from The Mac. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · MACARTHUR CREDIT UNION LTD**

FREEDOM YEARS

## At a glance

- **Base rate:** 2%

## Apply

Applications are handled by the provider: [Apply at The Mac](https://themaccu.com.au/forms/savingsinvestment-account-application/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.02% | FREEDOM YEARS_Tier_1 | monthly |
| Variable | 1.5% | FREEDOM YEARS_Tier_2 | monthly |
| Variable | 2% | FREEDOM YEARS_Tier_3 | monthly |

## Features

- **Card access** (Visa Debit with PayWave)
- **Additional cards** (Visa Debit with PayWave)
- **Digital wallet** (Apple Pay Samsung Pay Google Pay)
- **Digital banking** (Online Banking The Mac App)
- **PayID**
- **Real-time payments (NPP)**

## Eligibility

- **Minimum age** — 65 years
- **Individuals only**

## More information from The Mac

- [Overview](https://themaccu.com.au/bank-save/everyday-accounts/freedom-years-account/)
- [Terms & conditions](https://themaccu.com.au/support/the-fine-print/)
- [Eligibility](https://themaccu.com.au/support/the-fine-print/)
- [Fees & pricing](https://themaccu.com.au/support/rates-fees/)

## Data provenance

- Published by The Mac under the Consumer Data Right
- Product ID: `S15_FREEDOMYEARS`
- Last updated by the provider: 1 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/the-mac/S15_FREEDOMYEARS
- Provider page: https://www.cdrcompare.au/brands/the-mac
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000194

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/the-mac/products/S15_FREEDOMYEARS) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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