Tiimely Basic Home Loan
For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).
- From (owner occupied)
- 5.95%
- 5.96% comparison
Interest Rates
Owner occupied — Principal & interest
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable | 5.95% | 5.96% | LVR |
| Variable | 5.95% | 5.96% | LVR |
| Variable | 6.04% | 6.05% | LVR |
| Variable | 6.04% | 6.05% | LVR |
| Fixed · 1 year | 6.39% | 6.08% | LVR |
| Fixed · 3 years | 6.39% | 6.14% | LVR |
| Fixed |
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $0.00 |
| Application Fee | Upfront | $0.00 |
| Security Processing Fee | Upfront | $0.00 |
| Settlement Service Fee | Upfront | $0.00 |
| Monthly Service Fee Charged monthly · This fee is charged to cover the regular administration and servicing required for your loan | Ongoing | $0.00 |
| Bank Cheque Fee | Event | $10.00 |
| Online Redraw Fee Charged when completing a redraw online | Event | $0.00 |
| Manual Redraw Fee Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking | Event | $0.00 |
Features
- Redraw facility
- Manual & Online redraw available
- Monthly repayments only
- Extra repayments
- Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty.
Eligibility
- Minimum age — 18 years
- Credit and Lending Criteria, Fees and Charges Apply
Constraints
- Minimum limit — $150,000.00
- Maximum LVR — 80%
More Information
Published by Tiimely Home under the Consumer Data Right · Last updated 16 July 2026 · Product ID 4faad27c-8cea-44d1-89d0-f6351abafa5e · View on CDR.gov.au