---
title: "CHRISTMAS CLUB ACCOUNT — TMCU"
description: "Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/tmcu/products/CHRISTMAS_CLUB_ACCOUNT
source: "CDR Compare"
language: en-AU
last_updated: 2025-06-05T14:49:42.000+10:00
---

# CHRISTMAS CLUB ACCOUNT — TMCU

> Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · TRANSPORT MUTUAL CREDIT UNION LTD**

CHRISTMAS CLUB ACCOUNT

## At a glance

- **Base rate:** 3%

## Apply

Applications are handled by the provider: [Apply at TMCU](https://www.transportmutual.com.au/banking/savings-accounts/christmas-club-account/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 0% | — | — |

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 3% | — | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| CHRISTMAS_CLUB_EARLY_WITHDRAWAL_FEE | Transaction | $10.00 |

## Features

- **FUNDS AVAILABLE FROM 1ST NOV UNTIL 31ST JAN**

## Eligibility

- **Individuals only**

## More information from TMCU

- [Overview](https://www.transportmutual.com.au/banking/savings-accounts/christmas-club-account/)
- [Terms & conditions](https://www.transportmutual.com.au/banking/savings-accounts/christmas-club-account/)
- [Fees & pricing](https://www.transportmutual.com.au/support/rates-fees/fees-and-charges/)

## Data provenance

- Published by TMCU under the Consumer Data Right
- Product ID: `CHRISTMAS_CLUB_ACCOUNT`
- Last updated by the provider: 5 June 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/tmcu/CHRISTMAS_CLUB_ACCOUNT
- Provider page: https://www.cdrcompare.au/brands/tmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000238

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/tmcu/products/CHRISTMAS_CLUB_ACCOUNT) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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