---
title: "CREDIT CARD CRUSHER — TMCU"
description: "Personal Loans from TMCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/tmcu/products/L61_CREDIT_CARD_CRUSHER
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-12T09:35:12.000+10:00
---

# CREDIT CARD CRUSHER — TMCU

> Personal Loans from TMCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · TRANSPORT MUTUAL CREDIT UNION LTD**

CREDIT CARD CRUSHER

## At a glance

- **From:** 12.14% (12.46% comparison)

## Apply

Applications are handled by the provider: [Apply at TMCU](https://www.transportmutual.com.au/loans/personal-loans/credit-card-crusher/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 12.14% | 12.46% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| PERSONAL_LOAN | Upfront | $195.00 |
| AGENT_SOLICITOR_COLLECTION_COSTS | Cash advance | 100% of transaction |
| ARREARS_FEE | Event | $10.00 |
| ARREARS_FEE-ARREARS_FEE_LETTER_2 | Event | $25.00 |

## Features

- **Redraw facility**
- **Extra repayments**

## Eligibility

- **Individuals only**
- **Residency status** — Must be Australian Citizen or Permanent Resident

## Constraints

- **Minimum limit** — $1,000.00
- **Maximum limit** — $30,000.00

## More information from TMCU

- [Overview](https://www.transportmutual.com.au/loans/personal-loans/credit-card-crusher/)
- [Terms & conditions](https://www.transportmutual.com.au/loans/personal-loans/credit-card-crusher/)
- [Eligibility](https://www.transportmutual.com.au/loans/personal-loans/credit-card-crusher/)
- [Fees & pricing](https://www.transportmutual.com.au/support/rates-fees/fees-and-charges/)

## Data provenance

- Published by TMCU under the Consumer Data Right
- Product ID: `L61_CREDIT_CARD_CRUSHER`
- Last updated by the provider: 11 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/tmcu/L61_CREDIT_CARD_CRUSHER
- Provider page: https://www.cdrcompare.au/brands/tmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000238

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/tmcu/products/L61_CREDIT_CARD_CRUSHER) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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