---
title: "BUSINESS ACCOUNT — TMCU"
description: "Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/tmcu/products/S50_BUSINESS_ACCOUNT
source: "CDR Compare"
language: en-AU
last_updated: 2025-10-09T10:48:11.000+11:00
---

# BUSINESS ACCOUNT — TMCU

> Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · TRANSPORT MUTUAL CREDIT UNION LTD**

BUSINESS ACCOUNT

## At a glance

- **Base rate:** 0.07%

## Apply

Applications are handled by the provider: [Apply at TMCU](https://www.transportmutual.com.au/banking/transaction-accounts/business-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | BUSINESS ACCOUNT_Tier_1 | monthly |
| Variable | 0.02% | BUSINESS ACCOUNT_Tier_2 | monthly |
| Variable | 0.04% | BUSINESS ACCOUNT_Tier_3 | monthly |
| Variable | 0.07% | BUSINESS ACCOUNT_Tier_4 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| ATM_BALANCE_FEE | Transaction | $0.50 |
| BANK@POST_FEE | Transaction | $2.50 |
| COUNTER_CHEQUE_FEE | Withdrawal | $5.00 |
| EXCESS_ATM/EFT_FEE | Withdrawal | $1.50 |
| PAPER_STATEMENT_FEE | Event | $2.00 |
| STAFF_ASSISTED_TRANSACTION | Upfront | $5.00 |
| MEMBER_CHEQUE_FEE | Withdrawal | $1.50 |

## Features

- **Card access** — VISA DEBIT
- **Additional cards** — VISA DEBIT
- **Free transaction allowance** — $4.00 ($1.00 PER TRANSACTION AFTER)
- **Free transaction allowance** — $4.00 (ATM TRANSACTION $1.50 PER TRANSACTION)

## Eligibility

- **Business customers**

## More information from TMCU

- [Overview](https://www.transportmutual.com.au/banking/transaction-accounts/business-account/)
- [Terms & conditions](https://www.transportmutual.com.au/media/2907/account-access-facility-conditions-of-use-2025.pdf)
- [Fees & pricing](https://www.transportmutual.com.au/support/rates-fees/fees-and-charges/)

## Data provenance

- Published by TMCU under the Consumer Data Right
- Product ID: `S50_BUSINESS_ACCOUNT`
- Last updated by the provider: 8 October 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/tmcu/S50_BUSINESS_ACCOUNT
- Provider page: https://www.cdrcompare.au/brands/tmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000238

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/tmcu/products/S50_BUSINESS_ACCOUNT) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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