---
title: "REDIFUND ACCOUNT — TMCU"
description: "Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/tmcu/products/S7_REDIFUND_ACCOUNT
source: "CDR Compare"
language: en-AU
last_updated: 2025-10-09T10:44:52.000+11:00
---

# REDIFUND ACCOUNT — TMCU

> Transaction & Savings Accounts from TMCU. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts · TRANSPORT MUTUAL CREDIT UNION LTD**

REDIFUND ACCOUNT

## At a glance

- **Base rate:** 2.35%

## Apply

Applications are handled by the provider: [Apply at TMCU](https://www.transportmutual.com.au/banking/savings-accounts/redifund-account/)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 0.01% | REDIFUND ACCOUNT_Tier_1 | monthly |
| Variable | 1.05% | REDIFUND ACCOUNT_Tier_2 | monthly |
| Variable | 1.1% | REDIFUND ACCOUNT_Tier_3 | monthly |
| Variable | 1.15% | REDIFUND ACCOUNT_Tier_4 | monthly |
| Variable | 1.2% | REDIFUND ACCOUNT_Tier_5 | monthly |
| Variable | 2.25% | REDIFUND ACCOUNT_Tier_6 | monthly |
| Variable | 2.35% | REDIFUND ACCOUNT_Tier_7 | monthly |

## Features

- **Bill payment (BPAY)**

## Eligibility

- **Individuals only**

## Constraints

- **Minimum balance** — $5,000.00 (FUNDS AVAILABLE AFTER 7 DAYS)

## More information from TMCU

- [Overview](https://www.transportmutual.com.au/banking/savings-accounts/redifund-account/)
- [Terms & conditions](https://www.transportmutual.com.au/media/2907/account-access-facility-conditions-of-use-2025.pdf)
- [Fees & pricing](https://www.transportmutual.com.au/support/rates-fees/fees-and-charges/)

## Data provenance

- Published by TMCU under the Consumer Data Right
- Product ID: `S7_REDIFUND_ACCOUNT`
- Last updated by the provider: 8 October 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/tmcu/S7_REDIFUND_ACCOUNT
- Provider page: https://www.cdrcompare.au/brands/tmcu
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000238

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/tmcu/products/S7_REDIFUND_ACCOUNT) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)