---
title: "S3 Christmas Club Account — Traditional Credit Union"
description: "Transaction & Savings Accounts from Traditional Credit Union. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/traditional-credit-union/products/TCU003
source: "CDR Compare"
language: en-AU
last_updated: 2025-10-31T00:00:00.000+11:00
---

# S3 Christmas Club Account — Traditional Credit Union

> Transaction & Savings Accounts from Traditional Credit Union. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Christmas Savings account

## At a glance

- **Base rate:** 225%

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 225% | S3 Interest Tier 2 | monthly |
| Variable | 100% | S3 Interest Tier 1 | monthly |

## Features

- **Digital banking** (Accessible for withdrawals between 1st November and 31st December annually)

## More information from Traditional Credit Union

- [Overview](https://tcu.com.au/personal-banking-2/)
- [Terms & conditions](https://tcu.com.au/wp-content/uploads/2025/10/Account-Access-Facility-Conditions-of-Use-PB-Accounts-v23-011125.pdf)
- [Fees & pricing](https://tcu.com.au/wp-content/uploads/2025/10/Savings-and-Investment-accounts-IFC-v26-011125.pdf)

## Data provenance

- Published by Traditional Credit Union under the Consumer Data Right
- Product ID: `TCU003`
- Last updated by the provider: 30 October 2025
- Source payload (JSON): https://www.cdrcompare.au/api/raw/traditional-credit-union/TCU003
- Provider page: https://www.cdrcompare.au/brands/traditional-credit-union

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/traditional-credit-union/products/TCU003) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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