---
title: "UBank products"
description: "Every UBank product published under Australia's Consumer Data Right — rates, fees, features and eligibility."
canonical: https://www.cdrcompare.au/brands/ubank
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-31T04:48:17Z
---

# UBank products

> Every UBank product published under Australia's Consumer Data Right — rates, fees, features and eligibility — on CDR Compare.

**Bank** · 14 products

UBank is a CDR data holder in banking. Each product below links to a full page with that product's interest rates, comparison rate where published, fees, features, eligibility criteria and constraints, plus a link to apply with UBank.

## Transaction & Savings Accounts (3)

Everyday banking and savings accounts.

- [Save account](https://www.cdrcompare.au/brands/ubank/products/1) — Save account
- [Bills account](https://www.cdrcompare.au/brands/ubank/products/14) — Bills account
- [Spend account](https://www.cdrcompare.au/brands/ubank/products/2) — Spend account

## Home Loans (11)

Residential mortgages for owner-occupiers and investors.

- [Flex - Fixed INV IO](https://www.cdrcompare.au/brands/ubank/products/10) — Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (investment, interest only loan).
- [Neat - OO Variable P&I](https://www.cdrcompare.au/brands/ubank/products/11) — A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (owner occupied, principal and interest loan).
- [Neat - INV Variable P&I](https://www.cdrcompare.au/brands/ubank/products/12) — A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (investment, principal and interest loan).
- [Neat - INV Variable IO](https://www.cdrcompare.au/brands/ubank/products/13) — A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (investment, interest only loan).
- [Flex - Variable OO P&I](https://www.cdrcompare.au/brands/ubank/products/3) — Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (owner occupied, principal and interest loan).
- [Flex - Variable OO IO](https://www.cdrcompare.au/brands/ubank/products/4) — Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (owner occupied, interest only loan).
- [Flex - Fixed OO P&I](https://www.cdrcompare.au/brands/ubank/products/5) — Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (owner occupied, principal and interest loan).
- [Flex - Fixed OO IO](https://www.cdrcompare.au/brands/ubank/products/6) — Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (owner occupied, interest only loan).
- [Flex - Variable INV P&I](https://www.cdrcompare.au/brands/ubank/products/7) — Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (investment, principal and interest loan).
- [Flex - Variable INV IO](https://www.cdrcompare.au/brands/ubank/products/8) — Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (investment, interest only loan).
- [Flex - Fixed INV P&I](https://www.cdrcompare.au/brands/ubank/products/9) — Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (investment, principal and interest loan).

## Data provenance

- Data published by UBank under the Consumer Data Right
- ABN 12004044937
- CDR Register entry updated: 31 July 2026
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000178
- Provider Product Reference Data endpoint: https://public.cdr-api.86400.com.au/cds-au/v1/banking/products

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/ubank) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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