---
title: "UBank Home Loans"
description: "Every home loans UBank publishes under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/ubank/home-loans
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-31T04:48:17Z
---

# UBank Home Loans

> All 11 home loans published by UBank under Australia's Consumer Data Right, with rates, fees, features and eligibility on each product's own page.

Residential mortgages for owner-occupiers and investors. Listed alphabetically — CDR Compare does not rank, score or recommend products.

| Product | Description | Detail |
| --- | --- | --- |
| Flex - Fixed INV IO | Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (investment, interest only loan). | https://www.cdrcompare.au/brands/ubank/products/10 |
| Flex - Fixed INV P&I | Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (investment, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/9 |
| Flex - Fixed OO IO | Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (owner occupied, interest only loan). | https://www.cdrcompare.au/brands/ubank/products/6 |
| Flex - Fixed OO P&I | Lock in your interest rate for 1, 2, 3, or 5 years and be certain of what your home loan repayments will be (owner occupied, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/5 |
| Flex - Variable INV IO | Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (investment, interest only loan). | https://www.cdrcompare.au/brands/ubank/products/8 |
| Flex - Variable INV P&I | Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (investment, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/7 |
| Flex - Variable OO IO | Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (owner occupied, interest only loan). | https://www.cdrcompare.au/brands/ubank/products/4 |
| Flex - Variable OO P&I | Offset up to 100% interest on your home loan with multiple ubank accounts and unlimited additional payments (owner occupied, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/3 |
| Neat - INV Variable IO | A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (investment, interest only loan). | https://www.cdrcompare.au/brands/ubank/products/13 |
| Neat - INV Variable P&I | A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (investment, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/12 |
| Neat - OO Variable P&I | A low variable rate home loan with no ongoing annual fees. Great if you don't need an offset account (owner occupied, principal and interest loan). | https://www.cdrcompare.au/brands/ubank/products/11 |

## Elsewhere

- [UBank's full product range](https://www.cdrcompare.au/brands/ubank)
- [Home Loans from every Australian provider](https://www.cdrcompare.au/categories/home-loans)

## Data provenance

- Published by UBank under the Consumer Data Right
- ABN 12004044937
- Register entry updated: 31 July 2026

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/ubank/home-loans) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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