---
title: "Save account — UBank"
description: "Transaction & Savings Accounts from UBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/ubank/products/1
source: "CDR Compare"
language: en-AU
last_updated: 2026-05-12T00:00:34.5578212Z
---

# Save account — UBank

> Transaction & Savings Accounts from UBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Save account

## At a glance

- **Bonus rate:** 5.1% (conditions apply)

## Apply

Applications are handled by the provider: [Apply at UBank](https://www.ubank.com.au)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Bonus (Everyday Bonus Rate) | 5.1% | Bonus Balance Tier 1 | monthly |
| Bonus (Everyday Bonus Rate) | 5.1% | Bonus Balance Tier 2 | monthly |
| Bonus (Everyday Bonus Rate) | 5.1% | Bonus Balance Tier 3 | monthly |
| Bonus (Everyday Bonus Rate) | 0% | Bonus Balance Tier 4 | monthly |
| Introductory · 4 months (Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.) | 0.75% | Welcome Bonus Tier 1 | monthly |
| Introductory · 4 months (Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.) | 0.75% | Welcome Bonus Tier 2 | monthly |
| Introductory · 4 months (Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.) | 0.75% | Welcome Bonus Tier 3 | monthly |
| Introductory · 4 months (Welcome Bonus for eligible new customers beginning 11 November 2025. Only paid when Bonus Interest criteria is met. Rates on Shared accounts may be different.) | 0% | Welcome Bonus Tier 4 | monthly |

## Features

- **Digital banking**
- **Fraud protection**
- **Notifications** — Customers can configure notifications for incoming and outgoing payments, services disruptions and updates, bonus interest reminders, low balance alerts and account access.
- **Real-time payments (NPP)**
- **PayID**
- **Unlimited transactions**

## Eligibility

- **Minimum age** — 16 years
- **Individuals only**
- **Residency status** — an Australian citizen or permanent resident with an Australian residential address

## More information from UBank

- [Overview](https://www.ubank.com.au/banking/savings-account)
- [Terms & conditions](https://www.ubank.com.au/general-terms)
- [Fees & pricing](https://www.ubank.com.au/feesandlimits)

## Data provenance

- Published by UBank under the Consumer Data Right
- Product ID: `1`
- Last updated by the provider: 12 May 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/ubank/1
- Provider page: https://www.cdrcompare.au/brands/ubank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000178

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/ubank/products/1) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

Site map: [all providers](https://www.cdrcompare.au/) · [how this works](https://www.cdrcompare.au/about) · [agent guide](https://www.cdrcompare.au/agents.md) · [llms.txt](https://www.cdrcompare.au/llms.txt) · [sitemap.xml](https://www.cdrcompare.au/sitemap.xml)