Term Deposit
Term DepositsData Sharing Status
Take advantage of great returns on our term deposits.
- Fixed rate
- 5.25%
- 394 days
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Fixed · 119 days | 4.8% | Term Deposit_Tier_1Term Deposit_Tier_1 | every 119 days |
| Fixed · 119 days | 4.8% | Term Deposit_Tier_2Term Deposit_Tier_2 | every 119 days |
| Fixed · 149 days | 4% | Term Deposit_Tier_1Term Deposit_Tier_1 | every 149 days |
| Fixed · 149 days | 4% | Term Deposit_Tier_2Term Deposit_Tier_2 | every 149 days |
| Fixed · 179 days | 4% | Term Deposit_Tier_1Term Deposit_Tier_1 | every 179 days |
| Fixed · 179 days |
Features
- No account keeping fee
- A guaranteed rate for terms from 3 to 36 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $1,000 can get you started.
- Interest can be paid monthly, 12 monthly or at maturity.
- For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.
- We'll send you a written renewal notice before your deposit matures.
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
Eligibility
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens or permanent residents of Australia.
Constraints
- Opening balance — $1,000.00
- Minimum balance — $1,000.00
- Maximum balance — $499,999.99For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.
More Information
Published by UniBank under the Consumer Data Right · Last updated 7 July 2026 · Product ID 2c8c3aec-68ea-4210-90b4-8a8f1797252e · View on CDR.gov.au · View Source Data (JSON)