---
title: "All Purpose Personal Loan — UniBank"
description: "Personal Loans from UniBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/unibank/products/2cb55f81-5813-4d90-b994-b2ad409b7d44
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-23T13:41:03.000+10:00
---

# All Purpose Personal Loan — UniBank

> Personal Loans from UniBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

Pay for your holiday, wedding or get your debt (up to $50K) under control with a personal loan.

## At a glance

- **From:** 11.99% (12.14% comparison)

## Apply

Applications are handled by the provider: [Apply at UniBank](https://www.unibank.com.au/personal-loans/debt-consolidation)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable | 11.99% | 12.14% | All Purpose Personal Loan $4,000–$80,000 |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| APPLICATION_FEE — This fee is applicable when the loan is funded. · Discount −$150.00 — Personal Loan Application Fee Waiver (eligibility: Other: If you hold a Your Way Plus home loan package we waive the application fees for any personal loans.) | Upfront | $150.00 |

## Features

- **No ongoing fees**
- **Make extra repayments**
- **Choose weekly, fortnightly or monthly repayments**
- **A competitive variable interest rate**
- **Debt consolidation, You can borrow up to $50,000 to consolidate your debts**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **Digital banking** (24/7 access via internet banking, mobile app and phone banking)
- **No fee for early repayment**
- **Ability to make lump sum payments**

## Eligibility

- **You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $4,000.00 (Minimum loan amount is $4,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.)

## More information from UniBank

- [Overview](https://www.unibank.com.au/personal-loans/debt-consolidation)
- [Terms & conditions](https://www.unibank.com.au/content/dam/documents/collateral/consumer-lending.pdf)
- [Eligibility](https://www.unibank.com.au/personal-loans/debt-consolidation)
- [Fees & pricing](https://www.unibank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by UniBank under the Consumer Data Right
- Product ID: `2cb55f81-5813-4d90-b994-b2ad409b7d44`
- Last updated by the provider: 23 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/unibank/2cb55f81-5813-4d90-b994-b2ad409b7d44
- Provider page: https://www.cdrcompare.au/brands/unibank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000145

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/unibank/products/2cb55f81-5813-4d90-b994-b2ad409b7d44) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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