---
title: "Edvest Cash Management account — UniBank"
description: "Transaction & Savings Accounts from UniBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/unibank/products/766e55b7-3942-4df2-a472-f882552543be
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:25:39.000+10:00
---

# Edvest Cash Management account — UniBank

> Transaction & Savings Accounts from UniBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Transaction & Savings Accounts**

Exclusive to Edvest members, our higher interest rates make your money work harder for you.

## At a glance

- **Base rate:** 1%

## Apply

Applications are handled by the provider: [Apply at UniBank](https://www.unibank.com.au/banking/edvest-cash-management-account)

## Deposit rates

| Type | Rate | Applies to | Interest paid |
| --- | --- | --- | --- |
| Variable | 1% | Edvest Cash Management account_Tier_1 | monthly |
| Variable | 1% | Edvest Cash Management account_Tier_2 | monthly |
| Variable | 1% | Edvest Cash Management account_Tier_3 | monthly |
| Variable | 1% | Edvest Cash Management account_Tier_4 | monthly |
| Variable | 1% | Edvest Cash Management account_Tier_5 | monthly |
| Variable | 1% | Edvest Cash Management account_Tier_6 | monthly |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| EDVEST_MEMBERSHIP — Charged yearly · An annual charge debited from the Everyday Direct account on each Edvest membership in January and on a pro-rata basis for new Edvest members. | Ongoing | $30.00 |

## Features

- **Digital banking**
- **PayID**
- **Real-time payments (NPP)**
- **Notifications** — Track payments with SMS and email alerts.
- **Higher interest rate for balances $2,000 and over.**
- **No minimum balance.**

## Eligibility

- **This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying account with us.**
- **You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.

## More information from UniBank

- [Overview](https://www.unibank.com.au/banking/edvest-cash-management-account)
- [Terms & conditions](https://www.unibank.com.au/content/dam/documents/collateral/conditions-of-use.pdf)
- [Eligibility](https://www.unibank.com.au/banking/edvest-cash-management-account)
- [Fees & pricing](https://www.unibank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by UniBank under the Consumer Data Right
- Product ID: `766e55b7-3942-4df2-a472-f882552543be`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/unibank/766e55b7-3942-4df2-a472-f882552543be
- Provider page: https://www.cdrcompare.au/brands/unibank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000145

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/unibank/products/766e55b7-3942-4df2-a472-f882552543be) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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