Starter Saver account
Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.
- Base rate
- 5.25%
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | 5.25% | Starter Saver account_Tier_1 | monthly |
| Variable The product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month. | 4.25% | Starter Saver account_Tier_2 | monthly |
Features
- The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to access their funds without forfeiting interest within a calendar month.
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications — Track payments with SMS and email alerts.
- Unlimited transactions
Eligibility
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Maximum age — 29 yearsThis Product is only available for members aged under 30 years and Students
More Information
Published by UniBank under the Consumer Data Right · Last updated 7 July 2026 · Product ID 8ec0c776-eec2-4dea-8fa3-64602cf50fa3 · View on CDR.gov.au