MOMENTUM SAVER
Transaction & Savings AccountsData Sharing Status
The Momentum Saver account rewards savers with an ongoing bonus interest rate when you deposit a minimum of $100 and make no withdrawals during the month.
- Base rate
- 0.1%
- Bonus rate
- 5%
- conditions apply
Deposit Rates
| Type | Rate | Applies To | Interest Paid |
|---|---|---|---|
| Variable | 0.1% | MOMENTUM SAVER_Tier_1 | monthly |
| Variable | 0.1% | MOMENTUM SAVER_Tier_2 | monthly |
| Variable | 0.1% | MOMENTUM SAVER_Tier_3 | monthly |
| Variable | 0.1% | MOMENTUM SAVER_Tier_4 | monthly |
| Bonus | 5% | MOMENTUM SAVER_Tier_1 | monthly |
| Bonus | 4.9% | MOMENTUM SAVER_Tier_2 | monthly |
| Bonus | 4.9% | MOMENTUM SAVER_Tier_3 | monthly |
Features
- Bonus interest earned for each month you deposit a minimum of $100, make no withdrawals during the month and the account has a credit balance at all times during that month.
- Digital banking
- PayID
- Real-time payments (NPP)
- Notifications — Track payments with SMS and email alerts.
- No fees for accessing your account online or via phone banking.
- No monthly access fee.
- No minimum balance.
Eligibility
- You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens or permanent residents of Australia.
More Information
Published by UniBank under the Consumer Data Right · Last updated 7 July 2026 · Product ID c2901370-6c0c-11f0-85f0-325096b39f47 · View on CDR.gov.au