---
title: "Car Loan — UniBank"
description: "Personal Loans from UniBank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/unibank/products/c41d7304-14a6-4579-94ce-f8abe067209c
source: "CDR Compare"
language: en-AU
last_updated: 2026-07-13T17:26:52.000+10:00
---

# Car Loan — UniBank

> Personal Loans from UniBank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans**

With our car loan you can buy the car of your dreams, whether it's a new or used car up to 10 years old.

## At a glance

- **From:** 9.99% (10.21% comparison)

## Apply

Applications are handled by the provider: [Apply at UniBank](https://www.unibank.com.au/personal-loans/car-loans)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Variable (Loan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.) | 9.99% | 10.21% | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| APPLICATION_FEE — This fee is applicable when the loan is funded. · Discount −$150.00 — Personal Loan Application Fee Waiver (eligibility: Other: If you hold a Your Way Plus home loan package we waive the application fees for any personal loans.) | Upfront | $150.00 |

## Features

- **No ongoing fees**
- **Choose weekly, fortnightly or monthly repayments**
- **Make extra repayments**
- **A competitive variable interest rate**
- **Redraw facility** (A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.)
- **Digital banking** (24/7 access via internet banking, mobile app and phone banking)
- **Accessories like a car navigation system, alarm and your car insurance can be added to the loan**
- **No fee for early repayment**
- **Loan can be used to buy towable caravans, boats, motor cycles or classic cars**

## Eligibility

- **You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.**
- **Residency status** — Individuals must be citizens or permanent residents of Australia.
- **Individuals only**
- **Minimum age** — 18 years
- **All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.**

## Constraints

- **Minimum limit** — $5,000.00 (Minimum loan amount is $5,000)
- **Maximum limit** — $80,000.00 (Maximum loan amount is $80,000)

## More information from UniBank

- [Overview](https://www.unibank.com.au/personal-loans/car-loans)
- [Terms & conditions](https://www.unibank.com.au/content/dam/documents/collateral/consumer-lending.pdf)
- [Eligibility](https://www.unibank.com.au/personal-loans/car-loans)
- [Fees & pricing](https://www.unibank.com.au/content/dam/documents/collateral/fees-and-charges.pdf)

## Data provenance

- Published by UniBank under the Consumer Data Right
- Product ID: `c41d7304-14a6-4579-94ce-f8abe067209c`
- Last updated by the provider: 13 July 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/unibank/c41d7304-14a6-4579-94ce-f8abe067209c
- Provider page: https://www.cdrcompare.au/brands/unibank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000145

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/unibank/products/c41d7304-14a6-4579-94ce-f8abe067209c) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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