Car Loan

With our car loan you can buy the car of your dreams, whether it's a new or used car up to 10 years old.

Interest Rates

Type	Rate	Comparison	Applies To
Variable Loan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.	9.99%	10.21%	—

Fee	Type	Amount
APPLICATION_FEE This fee is applicable when the loan is funded. −$150.00 — Personal Loan Application Fee Waiver	Upfront	$150.00

Fee

Type

Amount

APPLICATION_FEE

This fee is applicable when the loan is funded.

Upfront

$150.00

No ongoing fees
Choose weekly, fortnightly or monthly repayments
Make extra repayments
A competitive variable interest rate
Redraw facility: A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration.
Digital banking: 24/7 access via internet banking, mobile app and phone banking
Accessories like a car navigation system, alarm and your car insurance can be added to the loan
No fee for early repayment

You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
Residency status — Individuals must be citizens or permanent residents of Australia.
Individuals only
Minimum age — 18 years
All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.

Published by UniBank under the Consumer Data Right · Last updated 13 July 2026 · Product ID c41d7304-14a6-4579-94ce-f8abe067209c · View on CDR.gov.au