Fixed Rate All Purpose Personal Loan
Our Fixed Rate All Purpose Personal Loan allows you to lock in your interest rate and repayments for a fixed period.
- From
- 6.99%
- 7.2% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Fixed · 2 years Fixed rate for 2 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | 6.99% | 7.2% | — |
| Fixed · 3 years Fixed rate for 3 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | 6.99% | 7.2% | — |
| Fixed · 4 years Fixed rate for 4 years. Comparison rates quoted are based on $30,000 for a term of 5 years for All Purpose Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. | 6.99% | 7.2% | — |
| Fixed · 5 years |
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE This fee is applicable when the loan is funded.
| Upfront | $150.00 |
| BREAK_FEE At cost. Payable on early repayment i.e. during the fixed rate period if you repay the loan in full, you repay part of the loan or you switch from this loan type to another loan type. Please refer to clause 3B of the Consumer Lending terms and conditions for details of how this fee is calculated. At Cost. | Exit | $0.00 – $9,999,999.00 |
Features
- No ongoing fees
- Choose weekly, fortnightly or monthly repayments
- A competitive fixed interest rate
- Debt consolidation
- Digital banking
- 24/7 access via internet banking, mobile app and phone banking
Eligibility
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens or permanent residents of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $4,000.00Minimum loan amount is $4,000
- Maximum limit — $80,000.00Maximum loan amount is $80,000. Debt consolidation is $50,000 maximum. For information on debt consolidation visit ASIC's website.
More Information
Published by UniBank under the Consumer Data Right · Last updated 10 July 2026 · Product ID e3fcc2d2-3ca0-4f9d-b90a-6f8ed7acac11 · View on CDR.gov.au · View Source Data (JSON)