Your Way Home Loan Investor
Flexibly structure and manage your investment home loan with Your Way Home Loan
- From (investment)
- 6.34%
- 6.4% comparison
Interest Rates
| Type | Rate | Comparison | Applies To |
|---|---|---|---|
| Variable Your Way Basic Variable LVR up to 60%. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate | 6.34% | 6.4% | Your Way Basic Variable LVR up to 60% |
| Variable When Your Way Fixed rate loan matures with no further rollover to another fixed rate period the loan reverts to Your Way Variable Rollover rate | 6.34% | 6.4% | Your Way Variable Rollover |
| Variable Your Way Basic Variable LVR >60% - 70%. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate | 6.34% | 6.4% | Your Way Basic Variable LVR >60% - 70% |
| Variable Your Way Basic Variable LVR >70% - 80%. Comparison rates quoted are based on $150,000 for a term of 25 years. Rates apply to secured loans only. WARNING: This Comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different Comparison rate |
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE Fee includes the cost of preparing standard documents, 1 automated valuation model or desktop valuation (Please note: if a Full Valuation is required, the Fee for Full Valuation is a separate fee.), 3 title searches and settlement attendance. | Upfront | $600.00 |
| MORTGAGE_DISCHARGE For preparation of discharge documentation on your written request. $250 in NSW and at cost in other states. At Cost. | Exit | $250.00 |
| ADDITIONAL_SECURITY_FEE Fee applies for each additional security taken. | Event | $120.00 |
| DEFAULT_NOTICE_FEE Payable when we send you a default notice asking you to remedy a default under your credit contract. | Event | $25.00 |
| LEGAL_FEES At cost. For third party professional services used in the preparation of non-standard documents. At Cost. | Upfront | $0.00 – $9,999,999.00 |
| LENDERS_MORTGAGE_INSURANCE At cost. If you have less than the required deposit, we may ask you to pay Lender's Mortgage Insurance (LMI). LMI protects the bank in cases of default. The LMI premium is not a bank fee. At Cost. |
Features
- Redraw facility
- Redraw available
- Extra repayments
- Additional repayments available
- Ability to split loan
- Ability to switch in
- Ability to Top Up
- Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance
- Digital banking
- 24/7 access via internet banking, mobile app, phone banking
- Flexible repayments
Eligibility
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders) of the Bank.
- Residency status — Individuals must be citizens of permanent residents of Australia.
- Individuals only
- Minimum age — 18 years
- All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
Constraints
- Minimum limit — $25,000.00Minimum loan amount is $25,000.
- Minimum LVR — 0%Minimum LVR is 0%
- Maximum LVR — 9800%Maximum LVR is 98%
More Information
Published by UniBank under the Consumer Data Right · Last updated 13 July 2026 · Product ID ebd44c9a-7bd1-42d5-8775-00bcce87f207 · View on CDR.gov.au