---
title: "Green Car Loan — Unity Bank"
description: "Personal Loans from Unity Bank. Rates, fees, features and eligibility as published under Australia's Consumer Data Right."
canonical: https://www.cdrcompare.au/brands/unity-bank/products/L71_GREEN_CAR_LOAN_PRIN
source: "CDR Compare"
language: en-AU
last_updated: 2026-06-11T16:27:11.000+10:00
---

# Green Car Loan — Unity Bank

> Personal Loans from Unity Bank. Rates, fees, features and eligibility as published by the provider under Australia's Consumer Data Right, compared on CDR Compare.

**Personal Loans · UNITY BANK**

A car loan to reward members with a low rate for choosing an eco-friendly, lower emissions car

## At a glance

- **From:** 6.49% (6.49% comparison)

## Apply

Applications are handled by the provider: [Apply at Unity Bank](https://www.unity.bank/help/apply-online/apply-online/)

## Interest rates

| Type | Rate | Comparison | Applies to |
| --- | --- | --- | --- |
| Fixed · 1 year | 6.49% | 6.49% | — |
| Variable | 10% | — | — |

## Fees

| Fee | Type | Amount |
| --- | --- | --- |
| LATE_PAYMENT_FEE — A fee charged when you don't make your minimum monthly payment, plus any overdue amount | Event | $15.00 |
| DEFAULT_NOTICE_FEE — A fee charged if you default on your repayments and we issue a default notice | Event | $50.00 |

## Features

- **Redraw facility** (Free access to your cash with our redraw facility (minimum $100 redraw amount))
- **1 to 7 years**
- **Flexible repayment options weekly, fortnightly or monthly**
- **Extra repayments** (You can make extra repayments or repay your loan in full at any time. Extra repayments may enable you to redraw funds, subject to conditions)
- **Digital banking** (24/7 access via internet banking and mobile app)
- **Increase your existing loan for an effective way to get access to extra funds**
- **Quarterly e-Statements only**
- **Principal and interest only**

## Eligibility

- **Minimum age** — 18 years (Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older)
- **Employment status** — Employed
- **Residency status** — Permanent Resident (You must be an Australian citizen or permanent resident to apply)
- **Applications for credit are subject to eligibility and suitability criteria and normal credit approval process.**
- **Hybrid and Electric Vehicles (EV) up to 5 years old, emitting less than 120g of CO2 per kilometre (Combined) as per the Green Vehicle Guide website.**
- **As part of the application process you will be asked to provide reasonable evidence (including a tax invoice) to show that the loan will be used to purchase or refinance an eligible green vehicle. The documentation can vary depending on where and how you purchase your green vehicle. We'll help you with this step and supply the relevant information during the approval process.**
- **EV Home charging station (in conjunction with vehicle purchase) must be installed by an accredited technician.**

## Constraints

- **Opening balance** — $1,000.00
- **Maximum balance** — $150,000.00

## More information from Unity Bank

- [Overview](https://www.unity.bank/personal-loans/buy-a-car/green-car-loan/)
- [Terms & conditions](https://www.unity.bank/reusable-documents/disclosure-documents/account-and-access-facility-conditions-of-use/)
- [Eligibility](https://www.unity.bank/personal-loans/buy-a-car/green-car-loan/)
- [Fees & pricing](https://www.unity.bank/help/rates-fees/)

## Data provenance

- Published by Unity Bank under the Consumer Data Right
- Product ID: `L71_GREEN_CAR_LOAN_PRIN`
- Last updated by the provider: 11 June 2026
- Source payload (JSON): https://www.cdrcompare.au/api/raw/unity-bank/L71_GREEN_CAR_LOAN_PRIN
- Provider page: https://www.cdrcompare.au/brands/unity-bank
- CDR register entry: https://www.cdr.gov.au/find-a-provider?provider=000182

---

Source: [CDR Compare](https://www.cdrcompare.au/brands/unity-bank/products/L71_GREEN_CAR_LOAN_PRIN) — product data published by Australian data holders under the Consumer Data Right. Not financial advice; no rankings, recommendations or affiliate relationships. Always confirm details with the provider.

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